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Bring balance and resiliency to your clients' portfolios

with Empire Life Fixed Income Funds

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Fixed income has traditionally played a critical role in diversified portfolios, generating steady income while preserving capital and providing a hedge against equity risk. These benefits are particularly evident during periods of market uncertainty. Empire Life fixed income segregated funds can help address the low interest rates and high market volatility of today.

Help your clients build a resilient, diversified and balanced portfolio that is both dynamic and active. Check out these brochures and investment commentaries below!
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Fixed Income Update: Inflation risk remains in the near-term as bonds offer historically attractive yields after the worst drawdown
in history.

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GIF Promotion

Until December 29, 2023, earn a commission bonus for actively promoting the value of
Empire Life Guaranteed Investment Funds (GIF).1Download flyer

 
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Income Solutions

Looking to build an income strategy for your clients? Look no further, we have solutions!

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Client-friendly flyer

Discover how fixed income funds can bring balance and resiliency to your client’s portfolio.

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A message from Paul Holba, CFA, SVP and Chief Investment Officer

 

2023 Mid-year review and a look ahead.

Watch the video

 
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Navigating uncertainty: A fixed income update.

Watch the video
A hand holding a smartphone containing a close-up photo of a businessman next to the text “Off the cuff with Ian Fung”

 

Interest rates, inflation, and currency: a fixed income market update.Watch the video
A dark blue background with a stock market graph with the text “Empire Life Bond GIF”

Empire Life
Bond GIF2

Focuses on Canadian investment grade fixed
income securities.
 

Learn more

 
A dark blue background with a hand pointing to a bar graph with the text “Empire Life Short Term High Income GIF”

Empire Life
Short Term High
Income GIF

Focuses on fixed income securities with an emphasis on short term, higher-yielding corporate bonds.

Learn more
A dark blue background with a businessman’s hand pointing to a line graph with the text “Empire Life Strategic Corporate Bond GIF”

Empire Life
Strategic Corporate
Bond GIF

Focuses on North American fixed income securities issued
by corporations.
 

Learn more

 

Empire Life fixed income funds are offered in our Guaranteed Investment Fund policies.
Here are some GIF highlights:

  • Choice of death benefit and maturity guarantees with 75/75, 75/100 and 100/100 - all offer:

    • Automatic annual death benefit resets to age 80

    • Potential for higher growth with up to 100% equity exposure available

  • 100% death benefit guarantee on deposits made to age 90 on 75/100 & 100/100 series

  • Diversified investment choices ranging from fixed income to 100% equity, including our tactically managed Emblem GIF Portfolios and Multi-Strategy GIFs

  • GIF Preferred Pricing starting at $250,000 per household
    Download Householding Form

  • Purchase options of Front End, No Load and Fee For Service

Learn more about our Guaranteed Investment Funds

   An icon of a globe   Learn more about our funds

Fixed Income Investment Process
When selecting fixed income investments, we employ an active, multi-strategy approach.
Learn more about our process

Canadian Fixed Income and Balanced
Empire Life Income GIF2
Empire Life Monthly Income GIF

Canadian Fixed Income and Balanced – Portfolios
Empire Life Emblem Diversified Income Portfolio GIF
Empire Life Emblem Conservative Portfolio GIF
Empire Life Emblem Balanced Portfolio GIF

Global Fixed Income and Balanced – Portfolios
Empire Life Emblem Global Conservative Portfolio GIF
Empire Life Emblem Global Balanced Portfolio GIF
Empire Life Multi-Strategy Global Conservative Portfolio GIF
Empire Life Multi-Strategy Global Balanced Portfolio GIF

FOR ADVISOR USE ONLY

1 The campaign will pay an extra commission on all eligible deposits received and processed into Empire Life Guaranteed Investment Funds contracts - GIF 75/75, GIF 75/100 and GIF 100/100 from
January 2, 2023 at 12:01 a.m. (ET) to December 29, 2023 at 4:00 p.m. (ET). All existing and recurring Pre-Authorized Debits (PADs) as of January 2, 2023 will receive the GIF digital commission bonus.

2 This is the marketing name for the fund. The fund’s legal name excludes “Empire Life” and “GIF” and includes “Fund” at the end of its name.

A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Segregated Fund is invested at the risk of the contract owner and may increase or decrease in value. Please read the information folder, contract and fund facts
before investing.

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CONTACT US

The Empire Life Insurance Company
259 King St. E. Kingston, Ontario K7L 3A8
1 877 548-1881
info@empire.ca
8:30 a.m. to 5:00 p.m. EST, weekdays

®Registered Trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.