Empire Life
Insurance & Investments
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Drive your business to new heights and grow your bottom line with the NEW, BIGGER eBUNDLE BONUS from Empire Life!

Earn 15% or 20% more FYC1 as compared to paper applications by submitting new Life and Health insurance applications using the Fast & Full Life App when clients select the Electronic Health Questionnaire (eHQ) and the eContract Delivery options. It's faster, more convenient and now earns even more bonus commissions!


Take it to the next level this Fall and earn even more FYC!

Product FYC Rates
Paper Fast & Full Life App Bonus Program
Fast & Full  Fast & Full with eHQ & eContract
  Solution 10 & Solution 20    45% 50% 55% 
  Solution 25 47.5%   52.5% 57% 
  Solution 30 & Solution 100  50%  55%  60%
  Solution ART  25%  27.5%  30%
  Guaranteed Life Protect  35%  38.5%  42%
  CI Protect & CI Protect Plus  45%  50%  55%
  Empire Life Disability Credit
  Protect Rider
 35%  38.5%  42%
  EstateMax & Optimax Wealth
  Life Pay & 20 Pay
 50%  55%  57.5%
  EstateMax & Optimax Wealth
  10 Pay
 35%  38.5%  40%
  EstateMax & Optimax Wealth
  8 Pay
 25%  27.5%  29%
  Additional benefits
  (bonuses do not apply)
 70% 70%   70%

Fast & Full with eHQ
and eContract
vs. Paper





Continue to earn 10% more FYC for submitting business via Fast & Full vs. paper and now earn up to an additional 5% FYC for participating whole life products or an additional 10% FYC for all other products when both the eHQ and the eContract Delivery options are selected in the Fast & Full Life App. Please refer to the Information Circular for details.

Information Circular



Climb to new heights with great term rates and the
Fast & Full Life App


We ensure our term rates are always competitive, with an average Life Guide rank of 4. Empire Life provides great value for your clients, both today and over the full term!

Plus when you use the Fast & Full Life App with eHQ and eContract, many applications for coverage up to $2-million can be issued instantly and most in under 5 days!2 

Learn more
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1 The additional FYC qualifies for bonuses. Available on all life and health insurance products in contracts issued based on applications submitted using the Fast & Full Life App. This promotion can be withdrawn by Empire Life at any time.
2 Median time to issue contracts based on Fast & Full Life Application vs. paper application that use eHQ, are “auto-approved”, eContract delivery is selected and owner(s) and life insured(s) validate email addresses when application is signed. Empire data on file from August 1 to August 31, 2021.


The information in this document is for general information purposes only and is subject to change without prior notice. Empire Life assumes no responsibility for any reliance made on or any inaccuracy in the information contained in this document.

Policies are issued by The Empire Life Insurance Company.


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The Empire Life Insurance Company
259 King Street East, Kingston Ontario K7L 3A8
1 877 548-1881
8:30 am to 5:00 pm, EST weekdays

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