Empire Life Insight for January 7, 2021

	COMING SOON: Empire Life enhances our suite of Multi-Strategy funds with the addition of new growth-focused solutions On January 18, 2021 we’ll see two growth-focused solutions added to the Empire Life Multi-Strategy suite. The new global equity and global balanced funds will provide investors a good complement to existing Empire Life Multi-Strategy and stand-alone segregated funds: Empire Life Multi-Strategy Global Growth GIF Empire Life Multi-Strategy Global Growth Balanced Portfolio GIF We’ll also be launching a new global equity fund, focused on companies that exhibit superior Environment, Social and Governance (ESG) characteristics: Empire Life Global Sustainable Equity GIF Watch Empire.ca and your inbox for more details!
	Look to our shining stars Deliver stellar results to your clients with our disciplined, long term investment management approach that focuses on quality and downside protection.
	From the Desk of the CIO In the latest issue of From the Desk of the CIO, Ian Hardacre reviews the global stock markets performance in 2020. Ian also shares the team's strategy in this environment and where they see opportunity going forward.
	Bring balance and resiliency to your clients' portfolios with Empire Life Fixed Income Funds Fixed income has traditionally played a critical role in diversified portfolios, generating steady income while preserving capital and providing a hedge against equity risk. These benefits are particularly evident today as we experience extreme volatility in the markets due to the impact of the pandemic we find ourselves in. Clients are financially stressed and want a solution that will help lower risk and protect their investments. Discover how fixed income funds can help address the current low rates and high volatility of today’s markets
	Announcing Class Plus 2.1 deposit limit of $25,000 for 2021 Although Class Plus 2.1 was closed in November 2017, existing clients are eligible for the following special offer: Make an additional maximum deposit of $25,000 during the 2021 calendar year before December 31, 2021.

	Important changes to Solution 100 Guaranteed Cash Values and Paid-Up Values Effective January 28, 2021, we will be implementing a number of changes to the future values of our Solution 100 non-par, whole life product: Guaranteed Cash Surrender Values (GCSV) and Paid-Up Values (PUV) will start at the 10th anniversary year rather than the 4th anniversary year GCSV and PUV from Year 10 to Year 17 will be reduced GCSV and PUV remain unchanged for anniversary Year 18+ The new GCSV and PUV for Solution 100 will be available in the Envision 12.1 software release scheduled for January 28, 2021. For full details, including transition rules, please see the Information Circular.
	Now available on demand: TRIIPSS Webinar “Accessing Cash Values from a Permanent Life Insurance Policy” Cash surrender values of a life insurance policy constitute an asset for the policy owner that can be accessed for different purposes. Join David Thomas, Director, Advanced Sales and Marketing, to look at these case scenarios and learn about the different methods that can be used to access this asset class as well as the resulting consequences. Advisors will be better positioned to help promote this asset class to their clients and add value for them concerning their tax and estate planning objectives.
	Do you need a Million Dollar Round Table (MDRT) certifying letter? Need us to complete an MRDT certifying letter? To make sure your letter is received at Empire Life by February 22, 2021, please take the following steps: Step 1: Visit the MDRT website to download the qualifying letter and complete the appropriate sections. Step 2: Email a scan of the completed letter to:leanne.dowling@empire.ca Once received, we will complete the letter and send it back to you.
	Helping customers with the life insurance claims process We have launched a new web resource to help walk customers through the process for submitting a life insurance claim. It also includes links to required forms as well as an FAQ section that easily provide answers to questions that may arise during the process. Since 2018, Empire Life has paid over 99.6% of all life insurance claims made on our policies. And, in a recent survey of Empire Life customers who submitted a life insurance claim from January through July 2020, respondents rated their satisfaction with the claims process an 8.8 out of 10 on average. Please feel free to share this resource with your clients.

Empire Life Forms have been moved to My Advisor Dashboard

Empire Life forms and applications have been moved to a new secure location – My Advisor Dashboard. These documents can now be accessed quickly and easily from the dashboard in one of three ways:

In the “Quicklinks” section
By clicking on the new Forms and Applications tab
By asking the chatbot

To view the new locations for Empire Life forms, register or log into My Advisor Dashboard today.

Reminder: Continuing Education (CE) Credits for those licensed in Manitoba

Recently, the Insurance Council of Manitoba sent a notice to all agents licensed in the province to remind them of their obligation to ensure all Continuing Education (CE) Credit Hours are completed.

In March 2020, the CE reporting for this year’s license renewal was deferred to May 2021 for all licensed agents. The recent email sent was an early reminder that license holders must complete the required number of CE credits for both 2020 and 2021, and report them prior to their license renewal for 2021.

If you require further information, the notice from the Insurance Council of Manitoba can be found by clicking the button below.

2021 weekly advisor pay schedule

The 2021 Weekly Advisor Pay Schedule is now available. See the Information Circular for details.

QUICK LINKS

The eBUNDLE BONUS is back for 2021!

Earn up to 15% more FYC vs. paper with eHQ and eContract Delivery until March 31, 2021

INVESTMENTS NEWS

COMING SOON: Empire Life enhances our suite of Multi-Strategy funds with the addition of new growth-focused solutions

Look to our shining stars

From the Desk of the CIO

Bring balance and resiliency to your clients' portfolios with Empire Life Fixed Income Funds

Announcing Class Plus 2.1 deposit limit of $25,000 for 2021

INSURANCE NEWS

Important changes to Solution 100 Guaranteed Cash Values and Paid-Up Values

Now available on demand: TRIIPSS Webinar “Accessing Cash Values from a Permanent Life Insurance Policy”

Do you need a Million Dollar Round Table (MDRT) certifying letter?

Helping customers with the life insurance claims process

CORPORATE NEWS

Empire Life Forms have been moved to My Advisor Dashboard

Reminder: Continuing Education (CE) Credits for those licensed in Manitoba

2021 weekly advisor pay schedule