Join our next TRIIPSS webinar
Separation and Divorce: Who gets what

INVESTMENTS NEWS

Off the Cuff with Ian Fung:
An update from the U.S. Federal Reserve at Jackson Hole

Going into the Jackson Hole event, market participants were looking for some guidance from the Fed about their intentions to taper the pace of asset purchases to remove some of the accommodation given to the market during the pandemic. In the weeks and months leading up to the meeting, some Fed Governors had talked about the need to begin talking about tapering.

Ian Fung discusses the potential impact on the market as a result of the U.S. Federal Reserve announcement.

Now available on demand:
Retirement income – Tax considerations
and strategies

This session explores the taxation of segregated funds, specifically the tax consequences for older, retired investors holding investments in non-registered accounts.
 
Using case studies, attendees will learn applicable strategies to help optimize tax efficiency, as well as advise clients on the tax implications of their investments – an important and often missing value added service! CE credit offer expires November 22, 2021.

Bring balance and resiliency to your clients' portfolios with Empire Life fixed income funds

Fixed income has traditionally played a critical role in diversified portfolios, generating steady income while preserving capital and providing a hedge against equity risk. These benefits are particularly evident today as we experience volatility in the markets due to the impact of the pandemic we find ourselves in.

Discover how fixed income funds can help address the current low rates and high volatility of today’s markets.

INSURANCE NEWS

Consumer-friendly articles focus on answering key questions about life insurance

Empire Life recently published a number of consumer-focused articles to help answer some of the most frequently asked questions about life insurance in Canada.

Authored by Peter Wouters, the articles take an in-depth and thoughtful approach to topics that are often glossed over. In particular Peter looks at what type of life insurance to consider, how much consumers need, and the tax implications of life insurance ownership. 

Now available: Participating Account Quarterly Summary

Despite continued market volatility and low interest rates, our participating fund posted a strong annualized investment rate of return of 8.84% and a solid 10 year return of 6.69%.

For complete details, please download a copy of the summary below.

Consider presenting life insurance as an alternative to fixed-income investments

Do you have clients with non-registered funds who are uncertain about investing in a volatile stock market or who want to enhance their estate using non-registered
funds? Consider presenting them with a concept using participating whole life insurance as an alternative financial strategy that shows how clients can earn 15% annually.

Download the strategy overviews below or contact your Account Executive to get started.

Protecting clients’ retirement plans with critical illness insurance

One of the most common objections clients raise when it comes to adding critical illness insurance to their financial plan is that those funds could be better used contributing to and growing their RRSPs and TFSAs.

While we applaud the impulse to save, the continuing low interest rate environment suggests there is value in protecting the investments they’ve already made with the help of the Empire Life CI Protect® product portfolio.

To help you communicate these benefits, the following downloadable pieces provide points of discussion, detailed examples and case studies to get the conversation started.

Spotlight on the Empire Life Tax, Retirement and Estate Planning Team

Our Tax, Retirement and Estate Planning (TREP) team is an indispensable resource advisors can call on for assistance with large and complex cases. The team is made up of skilled and experienced professionals who – together with their colleagues in Underwriting, Actuarial and Sales Support – provide a range of expert support services for advisors, including:

• Seminars and education sessions
• Advanced concept illustrations
• Client case technical consultations

Visit the Business Building section of our website to browse our library of resources and learn more about the team.

The TREP team offers a coordinated large case handling and advanced case marketing support program. To learn more about this program including the criteria for what defines a large case and how to access their services, please review the new Information Circular.

CORPORATE NEWS

Stay socially connected: be sure to follow us @EmpireLife

We are combining our corporate and insurance Facebook and Twitter accounts to make it simple, fast and easy for you to stay up-to-date on Empire Life news. If you’re following us on our Empire Life Insurance pages, make sure to follow us @EmpireLife, and like and share our posts. Here's where you can find us on social:

Updated Empire Life corporate fact sheet now available

Our Q2 2021 Fact Sheet is now available for download. See highlights from our last quarter, our latest results, and stay on top of our ratings and financial stability. It's a great resource to share with clients who want to know more about Empire Life.