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INSURANCE NEWS

The Living Benefit Advance: Help for clients when they need it most

All life insurance from Empire Life offers a non-contractual Living Benefit Advance that allows the owner of the policy to apply for up to 50% of the death benefit in advance, to a maximum of $50,000, if they are diagnosed with a terminal illness and expected to survive for fewer than 12 months.

To help you make clients and prospects aware of this valuable benefit, we've created a new client brochure that you can download and share or order from InvestorCom. Please see the Information Circular for more details about the Living Benefit Advance.

TRIIPSS webinar now on demand
Separation and Divorce: Who gets what

Sometimes, the process of dividing property is fairly straightforward and is handled quickly and easily. In many other situations, emotions run high, generating a messy process, ugly exchanges and bitter outcomes. To make things more complicated, provinces and territories set the rules and regulations dealing with division of property aimed at equalization.
 
This session takes attendees through some of the rules and guidelines around property division and equalization as well as some planning steps to consider when dealing with clients. CE credit offer available until December 22, 2021.

Consumer-friendly articles focus on answering key questions about life insurance

Empire Life recently published a number of consumer-focused articles to help answer some of the most frequently asked questions about life insurance in Canada.

Authored by Peter Wouters, the articles take an in-depth and thoughtful approach to topics that are often glossed over. In particular Peter looks at what type of life insurance to consider, how much consumers need, and the tax implications of life insurance ownership. 

Now available: Participating Account Quarterly Summary

Despite continued market volatility and low interest rates, our participating fund posted a strong annualized investment rate of return of 8.84% and a solid 10 year return of 6.69%.

For complete details, please download a copy of the summary below.

Consider presenting life insurance as an alternative to fixed-income investments

Do you have clients with non-registered funds who are uncertain about investing in a volatile stock market or who want to enhance their estate using non-registered
funds?

Consider presenting them with a concept using participating whole life insurance as an alternative financial strategy. Download the strategy overviews below or contact your Account Executive to get started.

INVESTMENTS NEWS

Off the Cuff with David Mann:
China's increased regulatory scrutiny and portfolio risk management

David Mann discusses the recent changes that have occurred in China, its impact on the technology sector and how the team manages risk in the portfolios.

Off the Cuff with Ian Fung:
An update from the U.S. Federal Reserve at Jackson Hole

Ian Fung discusses the potential impact on the market as a result of the U.S. Federal Reserve announcement.

Now available on demand:
Retirement income – Tax considerations
and strategies

This session explores the taxation of segregated funds, specifically the tax consequences for older, retired investors holding investments in non-registered accounts.
 
Using case studies, attendees will learn applicable strategies to help optimize tax efficiency, as well as advise clients on the tax implications of their investments – an important and often missing value added service! CE credit offer expires November 22, 2021.

Bring balance and resiliency to your clients' portfolios with Empire Life fixed income funds

Fixed income has traditionally played a critical role in diversified portfolios, generating steady income while preserving capital and providing a hedge against equity risk. These benefits are particularly evident today as we experience volatility in the markets due to the impact of the pandemic we find ourselves in.

Discover how fixed income funds can help address the current low rates and high volatility of today’s markets.

CORPORATE NEWS

Stay socially connected: be sure to follow us @EmpireLife

We are combining our corporate and insurance Facebook and Twitter accounts to make it simple, fast and easy for you to stay up-to-date on Empire Life news. If you’re following us on our Empire Life Insurance pages, make sure to follow us @EmpireLife, and like and share our posts. Here's where you can find us on social:

Updated Empire Life corporate fact sheet now available

Our Q2 2021 Fact Sheet is now available for download. See highlights from our last quarter, our latest results, and stay on top of our ratings and financial stability. It's a great resource to share with clients who want to know more about Empire Life.