To help you meet those evolving needs, we are pleased to announce that our standard underwriting requirements for life insurance coverage amounts up to $2,000,000 on life insureds age 18-501 will no longer include medical tests in most cases2.
Customers have the choice of applying for Preferred/Elite rates by providing fluid tests, or they can choose the convenience of applying without fluid tests for Standard rates between $1,000,001 and $2,000,000.
This is a significant improvement to our standard underwriting process that we have achieved thanks to advanced underwriting techniques that deliver an improved customer experience with no premium rate changes.
For full details, including transition rules, please see the Information Circular below. We have also created a Frequently Asked Question document for your reference.
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