For a limited time, we’re increasing the 2018 annual Income Base Bonus on Class Plus 3.0 from 4% to 5%!
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 Class Plus 3.0 RRSP video & case study

Did you know that 98% of aging Canadians want a lifetime income but only 30% of advisors are discussing guaranteed income with their clients?1 The solution may be Empire Life Class Plus 3.0 which provides guaranteed retirement income for life.2

Our new video and case study can help demonstrate to clients how Class Plus 3.0 may benefit their financial situation. You’ll see how John, age 50, who is looking to retire at 65, can use the income from Class Plus 3.0 to cover his fixed expenses in retirement.

 Class Plus 3.0 RRSP video

Class Plus 3.0 RRSP Video

  • Client friendly and easy to understand
  • Shows how John can meet goals despite market volatility
  • Share with clients to start conversation about guaranteed income

Class Plus 3.0 RRSP Case Study

Class Plus 3.0 RRSP Case Study

  • Complement to video
  • Reinforces and builds on information presented in video
  • Good to leave behind with clients

5% annual Income Base Bonus

For a limited time, we're increasing the 2018 annual Income Base Bonus3 on Class Plus 3.0 from 4%
to 5%!4 The 5% annual Income Base Bonus - not pro-rated - will be applied to ALL new and existing Class Plus 3.0 contracts. 

Learn more about Class Plus 3.0

Class Plus 3.0

To find out more, contact your Empire Life sales representative today.

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1 Designing retirement schemes Canadians want. CAAT Pension Plan. April 13, 2017. 2 Making an Excess Withdrawal may decrease the guaranteed retirement income for life amount. 3 The Income Base Bonus is credited in years that there are no withdrawals from Class Plus 3.0 for the first 20 calendar years you own Class Plus 3.0. It is a notional amount and has no cash value. 4 If no withdrawals are made in 2018. Offer ends December 31, 2018. Annual Income Base Bonus returns to 4% in 2019.  

A description of the key features of the individual variable insurance contract is contained in the Class Plus 3.0 Information Folder. Any amount that is allocated to a Segregated Fund is invested at the risk of the contract owner and may increase or decrease in value.