Class Plus 3.0

When your clients invest in Class Plus 3.0, they are guaranteed to receive a predictable monthly income that is guaranteed for as long as they live.

Class Plus 3.0 is full of features for your clients:

  • 4% annual Income Base Bonus2
  • Lifetime Withdrawal Amount (LWA) payout rates for each age,3 including a 4% LWA at age 65
  • Annual Automatic Income Resets mean client’s income may be bumped up
  • Lower insurance fees and total cost4
  • Death Benefit Guarantee5 and Income Base reset automatically every 3 years
  • Potential for higher growth with up to 80% equity exposure
 CLASS PLUS 3.0 TOOLS

Class Plus 3.0 RRSP Video


Class Plus 3.0 RRIF Video


Class Plus 3.0 RRSP Case Study


Class Plus 3.0 RRIF Case Study


TRIIPSS webinar 90% Retirement Income Factor


Class Plus 3.0 Illustrator

CLASS PLUS 3.0 E-KIT
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Class Plus 3.0 Client Guide

 Class Plus 3.0 Client Mailer

Investment Product Overview
For printable applications click here >
 
For Information Folders and Fund Facts click here >

For more marketing materials click here >
Questions? Talk to your Empire Life Sales Representative or call us at 1-877-548-1881 for more information.

FOR ADVISORS ONLY

1 Making an Excess Withdrawal may decrease the guaranteed retirement income for life amount. 2 The Income Base Bonus is credited in years that there are no withdrawals from Class Plus 3.0 for the first 20 calendar years you own Class Plus 3.0. It is a notional amount and has no cash value. 3 Available from ages 55 to 80. 4 Compared to Empire Life Class Plus 2.1. 5 Up to and including Annuitant’s 80th birthday. 

A description of the key features of the individual variable insurance contract is contained in the Class Plus 3.0 Information Folder. Any amount that is allocated to a Segregated Fund is invested at the risk of the contract owner and may increase or decrease in value.