Limited-time Offer
For your Solution 10
Term Life Insurance
Save up to 69%* compared to the first renewal premiums of your Solution term life insurance!**
Replace your coverage and pay a lower premium** for the initial term of your new coverage.
To take advantage of either replacement offer, you will need to complete a new application. If your application is approved, a new policy will be issued for the new Solution term coverage. You should be aware that the two (2) year suicide exclusion clause and two (2) year contestability clause relating to misrepresentation will restart in the new policy.†
Fill in the policy number from the letter you received below
Empire Life is committed to protecting and respecting the privacy of the personal information we collect, use, retain or share. When you provide your policy number in this form, Empire Life will only use, retain, and share this information with your insurance advisor to have them reach out to you to provide such services as permitted or required by applicable law.
By clicking 'Submit,' you consent to share your personal information with your insurance advisor for the purposes of the consultation services you have requested in this form.
Your advisor will contact you to review your current coverage and needs.
Don't want to wait for their call?
You can find your advisor’s phone number on the letter you received, or log in to your MyEmpire account to get your advisor's contact information and start the conversation today.
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Here are some other options you can discuss with your advisor:
1. Change your coverage:
As part of this offer, you may replace all or part of each existing Solution term life coverage with a different term life insurance coverage.^
2. Convert to permanent insurance
You may convert all or part of your Solution term life coverage(s) under your current contract to an eligible whole life insurance product.
If you do not want to take advantage of these options, your Solution 10 coverage will automatically renew at the scheduled premium rate as stated in your policy contract.
Questions? Call us at 1-877-548-1881 for more information.
* Savings are the maximum difference between the scheduled first renewal premium(s) for existing Solution 10 term coverage(s), and the premiums for the new Solution 10 coverage(s) for the first 10-year term of the new coverage(s) based on the life insured’s age at the date of the client's offer letter. Savings may be less if the life insured is older at the time of replacement. Savings will be less if replacement occurs while current monthly premium(s) for existing Solution 10 term coverage(s) are still payable or after the first renewal premium(s) for existing Solution 10 term coverage(s) have been paid.
** Offer available only for the first renewal of eligible Solution 10 coverages and if the application for the new coverage(s) is submitted not more than 3 months after the first renewal date. The coverage amount for each new Solution term coverage cannot exceed the coverage amount of the Solution 10 coverage being replaced. The initial premium for each new replacement term coverage applies to the first term of the new coverage only and will be based on the life insured’s age at the time of replacement. At the first and subsequent renewal dates for the new term coverage, the premium will increase.
^ Solution 15, Solution 20, Solution 25 and Solution 30 have different renewal terms and different pricing. Terms of offer apply**
† Policy administration fees will apply to the new policy and the existing policy if it remains in force.
