Proudly Canadian, January 2023 marks Empire Life’s 100th year of helping Canadians build wealth, protect their financial security, and achieve physical, mental and financial health.

Among the top 10 life insurance companies in Canada and proudly headquartered in Kingston, Ontario, Empire Life is known for its integrity, personalized service, sound financial management, strength and capitalization, and industry-leading technology.

Take a few minutes to discover the Empire Life difference for yourself.

People

We’re real people and we’re here for you. Our 100% Canadian-based teams are focused on getting advisors the answers and information they need to serve their clients quickly and efficiently. We recently added 40 new team members across key operational areas like Customer Service and Underwriting to ensure we can continue to meet the high service standards our advisors expect even as our sales volumes have grown to unprecedented levels. 

Put our expertise to work for you 

Our expert teams are in your corner when you need us. From product training to help with large and complex cases, your success is our first priority. Check out the resources available to you:

Sales Support and Account Management 

Sales Support and Account Management

  • Product training and marketing support 
  • Seminars and education sessions 
  • Help with illustrations and 
    case consultations
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Advanced Marketing and Large Case Support 

Advanced Marketing and Large Case Support 

  • Comprehensive tax and estate planning alternatives 
  • Focus on small business owners, incorporated professionals and high net worth clients 
  • Work with your client’s other professional advisors
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Underwriting VIP Service 

Underwriting VIP Service

  • Direct contact with your underwriter throughout the process 
  • Priority processing and prompt updates on developments/decisions 
  • Shopping for best offer on 
    non-standard business 
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TRIIPSS webinar series

Enrich your knowledge and earn CE Credits when you watch our TRIIPSS webinar series.

Check out on demand webinars to help your clients with their tax, retirement and estate planning needs. Register to watch online, answer the quiz and earn CE Credits.

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Products

Having a comprehensive product line that focuses on the needs of families and small businesses means being there for those who need us, when they need us most. In 2021, Empire Life moved into the top 5 carriers in Canada for new term life insurance sales. You can’t do that without great products.

life insurance

Life Insurance

  • Competitively-priced term insurance with flexible terms and options
  • Participating whole life products with strong cash values
  • No-medical underwriting for up to $2-million coverage aged 18-45
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health insurance

Health Insurance

  • Comprehensive and core options for critical illness coverage with new permanent 15 pay
  • Available as stand-alone coverage and riders
  • New disability rider to complete a comprehensive mortgage protection solution
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investments

Investments

  • Guaranteed Investment Funds, including ESG and multi-strategy options
  • Class Plus 3.0, one of the few remaining Guaranteed Withdrawal Benefit products available in Canada1

 

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Want to speak with an Empire Life account representative? Do you have a specific client case you want to discuss? Let us know the basics and someone will contact you shortly. 
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Digital processes 

Empire Life is recognized as an industry leader in digital innovation. It’s why technology providers like Life Design Analysis and Life Guide have chosen to make their first carrier integrations with our platforms. More than ever before, clients want digital options. We have the tools you need to serve those clients – on their terms and yours. Get to know our platforms: 

Fast & Full Life App 

Fast & Full® Life App 

Award-winning and industry leading electronic life insurance application.

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Fast & Full Investment App 

Fast & Full® Investment App 

Online application process for segregated fund and guaranteed interest contracts. 

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My Advisor Dashboard 

My Advisor Dashboard 

Simple and easy to use advisor portal for completing transactions electronically.

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Don’t have a contract with Empire Life yet? Talk to your MGA today about becoming contracted with Empire Life and experience the difference for yourself.

1 A description of the key features of the individual variable insurance contract is contained in the Class Plus 3.0 Information Folder. Any amount that is allocated to a Segregated Fund is invested at the risk of the contract owner and may increase or decrease in value.

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