Also inside: Updates from the tax and estate planning team and Empire Life Investments Inc. ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­    ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­  
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April 17, 2026
EMPIRE LIFE’S RDSP Illustrator-Insight HERO_EN

Confidently plan for your clients’ financial future with our new RDSP illustrator

We understand that navigating the complexities of Registered Disability Savings Plans (RDSPs) can be challenging, for both you and your clients. That’s why we’re excited to introduce Empire Life’s RDSP Illustrator, a powerful tool designed to help you clearly demonstrate the value of RDSPs and empower your clients to confidently plan for their financial future.

    Ready to see how the RDSP Illustrator works?
    Use our tool to educate yourself about the benefits of RDSPs as well as showcase the benefits to clients.

      Try it now

      More on RDSPs
      Visit our resources page for more information on the program. Download brochures and sign-up for our RDSP Bootcamp and earn CE credits.

        Learn more

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        Welcome to the Empire Life Team!
        Negar Pishva
        Director, Tax and Estate Planning LL.B., DDN

        We are thrilled to announce that Negar Pishva, LLB, DDN, has joined Empire Life as our new Director, Tax and Estate Planning.

        As the newest member of our Tax, Retirement and Estate Planning (TREP) team, Negar brings a wealth of specialized knowledge in high-net-worth planning, trust law, and tax-efficient wealth transfer. Negar holds a Bachelor of Law (LLB) and a Master’s Degree Diploma in Notarial Law in the province of Quebec (DDN).

        Her ability to translate complex legislative requirements into practical sales strategies makes her a key resource for advisors looking to provide superior value to their clients. Her arrival reinforces our commitment to providing advisors with the high-level technical support needed to navigate today’s complex financial landscape.

        View the webinar library
        TRIIPSS EN-2021 (1)

        Join us for our upcoming webinar:

        Transferring an Interest in a Life Insurance Policy

        Transferring the interest in a life insurance policy happens more often than you may think. Attendees will learn about what happens with various scenarios involving the transfer of an interest in a life insurance policy. The session includes sample calculations, considerations and consequences for the transferor and transferee. Advisors will be better equipped to guide their clients through the deliberations and decisions involved in transferring an interest in a life insurance policy.


        Date:
        Tuesday, April 28, 2026
        Time:
        2PM ET
        CE credits:
        pending


        This webinar is also available in French on Wednesday, April 29, 2026 at 10:00 a.m. ET.

        Register Now
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        Are your clients aware that participating life insurance can be used to supplement their retirement income?

        A 2025 retirement survey* found that among unretired respondents, 59% believe they will never be in a financial position to retire, while 66% believe they’ll need to continue working even if they do retire, to support themselves financially.

        Many Canadians are unaware of their options for potential sources of income in retirement, and how participating whole life insurance (PAR) can be used as both an estate legacy tool and as a source of supplemental retirement income.

        Our Retire with Money in your Pocket strategy using Estate Max® participating permanent life insurance can help provide an additional source of retirement income. 

        Learn more about this strategy
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        * HOOPP 2025 Canadian Retirement Survey, June 17, 2025

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        New commentary:
        How Technological Innovation is Reshaping China’s Growth Model

        As the property sector's influence wanes, a new economic model is emerging in China. Empire Life Investments Inc. is currently monitoring a strategic realignment toward "New Quality Productive Forces"—a framework that is fundamentally resetting the global speed limit for industrial innovation.

        Our latest commentary, How Technological Innovation is Reshaping China’s Growth Model examines how this transition is redefining the baseline for global market leadership.

        Read the commentary
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        New commentary:

        Canada’s strategic energy advantage

        In a world of shifting geopolitics, Canada is moving from the sidelines to the centre stage. While trade tensions dominate the news, the real story is Canada’s emergence as a strategic energy partner for the digital age.

         

        Read why the Empire Life Investments Inc. Canadian Equity team believes that investors who look past short-term trade friction will find a sector that is not only resilient but indispensable to the global technological revolution.

        Read the commentary
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        For market insights, portfolio updates and product news, subscribe to our YouTube channel!

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        ® Empire Life and the Empire Life logo are registered trademarks of The Empire Life Insurance Company. 
         

        Policies are issued by The Empire Life Insurance Company.

        All other trademarks are the property of their respective owners.

        A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a segregated fund is invested at the risk of the contract owner and may increase or decrease in value. Please read the information folder, contract and fund facts before investing.  Performance histories are not indicative of future performance.

         

        Empire Life Investments Inc. is the Portfolio Manager of certain Empire Life segregated funds. Empire Life Investments Inc. is a wholly-owned subsidiary of The Empire Life Insurance Company.

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        The Empire Life Insurance Company
        259 King Street East, Kingston Ontario
        1 877 548-1881
        info@empire.ca
        8:30 am to 5:00 pm, EST weekdays
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        The Empire Life Insurance Company   259 King Street East    Kingston  Ontario   K7L 3A8   Canada
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