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title: Empire Life Insight for April 7, 2025
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| View in browser Navigate life with confidence Insurance & Investments  Français April 7, 2025 QUICK LINKS Fast & Full® Life  Fast & Full® Investments Retirement & Savings Tool Fund Prices & Performance Guaranteed Interest Option Rates Software Downloads Advisor Website My Advisor Dashboard Business Centre Did you know? For juvenile policies, only the parent or legal guardian can complete the eHQ or PHI and sign the application For juvenile policies, only a parent or legal guardian may complete the eHQ or PHI. We’ve recently updated the Fast & Full® Insurance App to make it clear with a warning that a parent or legal guardian needs to be present to answer questions on the Juvenile Life Insured Information Page and the Health Step. The beneficiary designation of Spouse or Common Law have been added for Quebec juvenile policies. Just a friendly reminder: Applications that do not follow this process will need to be resubmitted with the parent or legal guardian signing the application and completing the eHQ or PHI. Log in today Webinar: Market Updates with Empire Life Investments® Get insights directly from the Empire Life Investments team as they break down recent market activity, share their perspectives on key trends, and discuss how they’re positioning their portfolios.   Watch the previous update here.   Watch the replay CIO interview: Insights into the market forces driving investment decisions in 2025 In 2024, market performance was heavily influenced by aggressive risk-seeking behaviour, particularly in sectors like Artificial Intelligence (AI). While these trends dominated market performance, the Empire Life investment team remained focused on long-term value, risk management, and diversification.   In this Q&A, the Empire Life investment team reflects on key market trends from 2024, how their investment strategies adapted, and how they plan to position portfolios for 2025. Read the Q&A A case study on the real cost of staying in money markets Many clients are hesitant to reinvest in markets — but waiting could cost them. Our latest case study breaks down the data to assess the performance of money market funds versus globally diversified balanced portfolios. Read the case study NEW on My Advisor Dashboard Easier access to Update Client Address My Advisor Dashboard is constantly evolving to help you support your clients. Recently, we added Policy, Client and General Business Search to give you access to more client information. You'll notice that Policy & Client Search now have an extra 'Update Client Address' button to provide easier access to the Update Client Address form.  Log in to My Advisor Dashboard PAR Q4 2024 Report The Empire Life participating fund continues to hold a strong track record for success, highlighting the performance and stability our participating plans can offer. We've been able to achieve: 5.58% return in 2024 6.28% average return over the last 10 years 7.09% average return over the last 30 years In addition to our participating fund performance, our participating plans have guaranteed premiums, cash surrender values, and life insurance coverage – providing an excellent opportunity for many Canadians. Read the Report Are we using your correct email address and preferred language?    If not, please complete this form so that we send Empire Life business emails to the correct email address. For market insights, portfolio updates and product news, subscribe to our YouTube channel! For Advisor Use Only ® Empire Life and the Empire Life logo are registered Trademarks of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company. All other trademarks are the property of their respective owners. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a segregated fund is invested at the risk of the contract owner and may increase or decrease in value. Please read the information folder, contract and fund facts before investing.  Performance histories are not indicative of future performance.   Empire Life Investments Inc. is the Portfolio Manager of certain Empire Life segregated funds. Empire Life Investments Inc. is a wholly-owned subsidiary of The Empire Life Insurance Company.      The Empire Life Insurance Company 259 King Street East, Kingston Ontario K7L 3A8 1 877 548-1881 info@empire.ca 8:30 am to 5:00 pm, EST weekdays You are receiving this email as a valued distribution partner with Empire Life. For advisor use only. ®/™ Registered Trademark and Trademark of The Empire Life Insurance Company All other trademarks are the property of their respective owners. Update your email preferences to choose the types of emails you receive. Unsubscribe \| View in Browser |
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