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title: Empire Life Insight for January 9th, 2023
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| View in browser Insurance & Investments Simple. Fast. Easy.® Français January 9, 2023 QUICK LINKS Fast & Full® Life Fast & Full® Investments My Advisor Dashboard Business Centre Advisor Website Retirement & Savings Tool Fund Prices & Performance Software Downloads Guaranteed Interest Option Rates Reference Library TRIIPSS Webinars Forms eVision Illustrator Earn more in 2023: Fast & Full eBundle Bonus is available until March 31, 2023! Until March 31, 2023, you can keep earning 15% or 20% more FYC by submitting new life and health insurance applications using the Fast & Full Life App when clients select and complete the Electronic Health Questionnaire (eHQ) and choose and receive eContract Delivery as compared to submitting paper applications and receiving a paper contract. Learn More Empire Life December 31, 2022 Investment Statements  The Empire Life December 31, 2022 Investment Statements will be available online beginning January 16, 2023. Hard copies begin mailing to customers on January 24, 2023. Customers registered for MyEmpire online who have opted in for electronic statements (eStatements) will not receive mailed copies and instead will receive an email notifying them to login to their account. Advisor copies of all customer statements will be available through the Advisor Dashboard / Business Centre. Our advisor Online Statements feature allows you to conveniently download statements as Individual (single policy) or Bulk (all policies in a .zip file). For additional information about your customer’s statements, please see Information Circular 2023-01.   Learn More Look to our shining stars: Our top-performing funds for November Deliver stellar results to your clients with our disciplined, long term investment management approach that focuses on quality and downside protection. Learn More Now available on demand: Taking a deep dive into the TFSA  The tax-free savings account program began in 2009. While the contribution room for the first year was $5,000, it will be $88,000 in 2023 (for someone who was 18 or older in 2009). What was initially a small component of financial and tax planning for clients has now become an essential planning tool. In this presentation, we will go further than looking at the basic aspects of TFSAs. We’ll also look at optimizing tax efficiency for couples, positioning assets and estate planning using TFSAs. We will look at these various aspects through case studies making it easier for advisors to guide and advise clients. This webinar is also available in French  Watch the Replay NEW: Upcoming RRSP to RRIF Conversions added to My Advisor Dashboard. This new report in the Inforce Business Opportunities section provides a list of your active RRSP (registered retirement savings plan) and LIRA (locked-in retirement account) clients turning 71 within the current calendar year to allow you to discuss your client's options with them proactively.1   Use this list to reach out to clients with an upcoming conversion, discuss their needs, and provide them with options for their retirement planning. You can refer them to the "Planning for Retirement" guide.  To check your Inforce Business Opportunities, log in to My Advisor Dashboard. My Advisor Dashboard 1Excluding Concordia policies.  MDRT Certifying Letter Make sure your letter gets to the Million Dollar Round Table (MDRT). Follow these steps and ensure your letter is received at Empire Life by Monday, February 20th, 2023. Visit the MDRT website to download the qualifying letter and complete the appropriate sections. Mail the completed letter to: Empire Life, 259 King St East, Kingston ON  K7L 3A8 Attention: Leanne Dowling Email a scan of the completed letter to salescentre@empire.ca Once received, we will complete the letter and send it back to you. Updated!  Guidelines for Immigrants The Underwriting Department is pleased to announce that updates have been made to the Guidelines for Immigrants. These include: Increased life insurance face amounts for Temporary Residents to $500,000 with consideration to $1,000,000 for residents who have been in Canada for more than 2 years Increased life insurance face amounts for Post Graduate Work Program Visa holders to $500,000 Student Visa holders age 18 and up may qualify for life insurance face amounts to $250,000 These guidelines can be found here.   Help your clients give the gift of life insurance! Kid Start from Empire Life is a whole life insurance strategy that leverages the tax advantages of individually owned life insurance to help your clients give the next generation a financial head start in life. Kid Start offers a number of advantages over traditional financial vehicles used for tax-advantaged intergenerational wealth transfer.   Please visit our website to access resources, including a video that you can watch and share on social media.  Learn More AMF's Sound Commercial Practices Guideline On November 17, 2022, the AMF released its updated Sound Commercial Practices Guideline (the “Guideline”) which came into force that same day. A copy of the Guideline is now available on the compliance section of the Empire Life website.   See Details 2023 Advisor Pay Schedule Pay day is every Friday for advisors (unless there is a statutory or bank holiday during the week). In order for commissions to be reflected on each pay, all outstanding requirements must be in  Head Office and the policy settled.   See Details       The Empire Life Insurance Company 259 King Street East, Kingston Ontario K7L 3A8 1 877 548-1881 info@empire.ca 8:30 am to 5:00 pm, EST weekdays You are receiving this email as a valued distribution partner with Empire Life. For advisor use only. ®/™ Registered Trademark and Trademark of The Empire Life Insurance Company Update your email preferences to choose the types of emails you receive. Unsubscribe \| View in Browser |
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