Not rendering correctly? View this email as a web page here.
Insurance & Investments
Simple. Fast. Easy.®
June 30, 2022

Empire Life launches in-house developed life and health Insurance Illustrator:

eVision gives advisors a better way to run illustrations with no downloads required

“Our vision was to enhance the insurance illustration process to continue to improve the digital life insurance application process,” says Mike Stocks, Vice-President and Chief Marketing Officer, Retail. “The eVision Insurance Illustrator ™ (‘eVision’) builds on the success of our familiar Envision web and desktop versions that advisors have used for years and adds additional features based on their feedback.”

With a focus on modern, usability design principles, the in-house development team focused on eight major improvements to streamline an advisor’s ability to run illustrations. eVision utilizes a mobile-first, responsive web platform that is directly integrated with the popular Fast & Full electronic life application process.

Watch the video

Join our eVision LIVE webinar on July 5, 2022, at 2:00 pm EST for:

  • an overview of our new web-based eVision Insurance Illustrator
  • a walkthrough of a typical use case
  • answers to any questions you may have

Register now

Insight Investment icon



Ask me anything with the Empire Life Investments team

Empire Life is pleased to offer a limited series of webinars to grant you access to our investment experts covering various asset classes and geographies.

Join members of the Empire Life investment team, where they will share their insights about current markets and offer you the chance to have your burning questions answered live.

Visit our event page for access to replays, transcripts, and to register future events.

Learn more



Empire Life Investments team update
Corrections: What we can learn from the past

The S&P/TSX Composite Total Return Index entered “correction territory” on May 11th of this year after hitting its peak about a month earlier. So what’s next? Is this just a correction or the start of something more concerning?

Find out as the Investments team looks at previous market corrections through the decades, the events that followed, and why staying invested through bouts of volatility has proven to be a beneficial strategy for the long-term investor.

Learn more


Off the cuff with Doug Cooper
Downside protection in an uncertain environment

Interest rates have increased significantly year-to-date, and we expect them to remain elevated for the foreseeable future. There are two implications for this, the first being that a significant portion of the Canadian equities market, in particular the Canadian banks and the Canadian life insurance companies benefit from a rising rate environment. The second implication is that we've seen a material rotation away from growth stocks triggered by rising interest rates, and Canada is very much under indexed to growth stocks, relative to global markets and U.S. equity markets in particular.

In this Off the Cuff video, Doug Cooper discusses recent market events, their impact on Canadian equities, and how the Empire Life Asset Allocation Fund is positioned.

Watch the video


Empire Life June 30, 2022 Investment Statements

The Empire Life June 30, 2022 Investment Statements will be available online beginning July 18, 2022. Hard copies begin mailing to customers on July 20, 2022. Customers registered for MyEmpire online who have opted in for electronic statements (eStatements) will not receive mailed copies and instead will receive an email notifying them to login to their account. Advisor copies of all customer statements will be available through the Advisor Dashboard / Business Centre. Our advisor Online Statements feature allows you to conveniently download statements as Individual (single policy) or Bulk (all policies in a .zip file).

For additional information about your customer’s statements, please see Information Circular 2022-11.

Information Circular

Insight Insurance icon



In today’s digital era, most of us and our clients own several forms of digital assets including social media accounts, digital music, books and photographs. These assets and others can have significant financial and/or sentimental value. How should they be dealt with on death or incapacity? This presentation will both educate and position advisors to provide relevant and impactful advice to their clients for estate planning in the digital era. 


The BIGGER eBundle Bonus is extended until September 30, 2022!

Until September 30, 2022, you can keep earning 15% or 20% more FYC(1) by submitting new life and health insurance applications using the Fast & Full Life App when clients select and complete the Electronic Health Questionnaire (eHQ) and choose and receive eContract Delivery as compared to submitting paper applications and receiving a paper contract.

Learn more

Guaranteed Life Protect maximum coverage increased to $50,000 for ages 51-75

We are pleased to announce that we are increasing the maximum Life insurance coverage amount on our non-participating, guaranteed issue, permanent life insurance product Guaranteed Life ProtectTM to $50,000 for ages 51 to 75 on both Fast & Full and paper applications. Now, all ages from 40 to 75 will have the same maximum coverage amount of $50,000, making it simpler for you to recommend the right solution to your clients.

Information Circular

Learn more about GLP

Dividend Scale Announcement for Empire Life Participating Plans

Empire Life is pleased to announce that the dividend scale, including the interest rate of 6.0% for our PAR products is being maintained for the period of June 1, 2022 – June 30, 2023.

As always, our focus is on delivering long-term performance and stability to our participating policyholders. Our 10-year average investment return of 6.53% (as of March 31, 2022) is an attestation to this persistent investment philosophy and the strength of our investment management team who manages Empire’s participating account.

Read more

Better Term at Better Rates

Empire Life’s overall competitive positioning in key target ages of 25-50 ranks the Solution term products #1 and #2 in the marketplace against 20 comparable products.1

Empire Life achieves top 3 rankings for 100% of age, premium bandings and gender scenarios! Our average market price ranking is #2.1

1Based on quotes in the marketplace as of May 31, 2022 against 20 comparable products for premium bandings and gender scenarios.

View Product Resources

TRIIPSS EN-2021 (1)

Now available on demand:
Estate Planning in the Digital Age: Tips, Traps, and Strategies

In today’s digital era, most of us and our clients own several forms of digital assets including social media accounts, digital music, books and photographs. These assets and others can have significant financial and/or sentimental value. How should they be dealt with on death or incapacity? This presentation will both educate and position advisors to provide relevant and impactful advice to their clients for estate planning in the digital era

CE credits: Up to 1 credit.
To receive their CE credit, attendees of this event will be required to pass the quiz that will appear after the webinar has been viewed.

Watch the replay

Insight June 2 INS Picture

Can Anyone Afford to Lose Half Their Retirement Nest Egg?

Adding CI Protect to a client's life insurance application can provide financial protection for their retirement savings against one of the four covered conditions for as little as $5 per month.

Read more
Insight Corporate icon




Empire Life announces further investment in independent advice channel

As consolidation continues to occur across our industry, companies are looking to maintain their leadership positions. We firmly believe there is a role we can play in supporting strong independent financial services firms in this time of change and that we can best support independent advisors by helping to make sure that they have choices when deciding which MGA or firm they want to work with.

EXOS, and its subsidiaries under the Monarch Wealth brand, are recognized for their growth and technology leadership in the industry. As smart investment managers, we see this as a solid investment opportunity that allows us to grow our AUM and AUA business, support dual-licensed advisors and further demonstrates Empire Life's commitment to ensuring Canadians continue to have access to independent financial advice.

Read more

Instagram TwitterFacebookLinkedin     Visit our blog

The Empire Life Insurance Company
259 King Street East, Kingston Ontario K7L 3A8
1 877 548-1881
8:30 am to 5:00 pm, EST weekdays

You are receiving this email as a valued distribution partner with Empire Life. For advisor use only.

®/™ Registered Trademark and Trademark of The Empire Life Insurance Company

Update your email preferences to choose the types of emails you receive.

Unsubscribe | View in Browser