In these trying economic conditions, more Canadians struggle to make ends meet. That's why we are adding a new option to help them protect their loved ones. For budget-conscious clients, Solution 15 Term Life Insurance may offer the perfect balance between a longer duration than Term 10 and a more affordable price than Term 20.

Our average market price ranking is #2 for Solution 15¹

Empire Life achieves top 5 rankings for 100% of age, premium bandings and gender scenarios for all Solution Series products!

¹ Rankings for Solution 15 are based on the initial term premium rates on Feb. 4, 2023, with the initial annual premiums of 9 other comparable term 15 products shown on LifeGuide quotes obtained on Feb. 4, 2023, for the same life insured and amounts indicated. Rankings for Solution 10 and Solution 20 are based on LifeGuide quotes obtained on Feb.1, 2023 against over 20 comparable products for premium bandings and gender scenarios.

Empire Life is ranked 2nd in segregated fund performance in 2022 by Investment Executive* 

Empire Life segregated funds featured in Investment Executive article “Stock picking supports segs in 2022”  

Successful stock picking in 2022 resulted in wins for the Empire Life investments team. The March 2023 Investment Executive article highlights how our fund managers focused on U.S. and Canadian stocks, energy, and shorter-duration fixed income while being underweight in technology. 

Please note this article is only available in English.

 

Changes to purchase fee options on certain Empire Life segregated fund contracts

To align with upcoming regulatory changes, the low load (LL) and
deferred sales charge (DSC) purchase fee options will be closed to additional deposits effective on or about May 29, 2023.
These changes will apply to all Empire Life segregated fund contracts, with the exception of the Elite and Concordia Investment Funds contracts (where DSC is the only available purchase option).

 

Ask me anything with the Empire Life investments team

You're invited to participate in Empire Life's "Ask Me Anything", a webinar series that gives you direct access to our investment experts covering various asset classes and geographies.

 

Join Albert Ngo, MFE, Senior Portfolio Manager, Fixed income, on Tuesday, March 28, 2023 at 12:00 p.m. (noon) ET where he will be answering your questions and providing an update on credit markets. Find out what he expects for the fixed-income market in 2023. 

 

Please note this webinar will be in English only. 

Look to our shining stars:

Our top-performing funds for February

Deliver stellar results to your clients with our disciplined, long term investment management approach that focuses on quality and downside protection.

Your clients can now see MORE details about their Investment Options on MyEmpire^TM

The customer portal now shows your clients more Investment details about their Guaranteed Interest Contracts and Elite/Elite XL plans with Guaranteed Interest Options with a detailed transaction overview of the guaranteed interest options for compound and simple interest investments.

 

MyEmpire now also shows Net Growth and Transaction History for Elite/Elite XL plans with Guaranteed Interest and Daily Interest options.

What it takes to be a winner

How the Empire Life Asset Allocation GIF was positioned for success in 2022 and beyond. Read Doug’s commentary for insights and why the Empire Life investment team feels the Empire Life Asset Allocation GIF is well-positioned for success.

Please join us for our next TRIIPSS Webinar 

Financial underwriting and larger case handling

This session dives into steps that can be taken to facilitate the underwriting process for larger cases, as well as an overview of financial underwriting at Empire Life. We will explain how to leverage the Tax, Retirement and Estate Planning team to expedite the process. And, to summarize, some case studies will highlight do's and dont's that can help expedite underwriting of future cases.

Date: March 21, 2023
Time: 2:00 p.m. to 3:15 p.m. ET
The webinar is also available in French: March 22, 2023, 10 a.m. ET

 

CE credits: Pending.
To receive their CE credit, attendees must attend the entire session and pass the quiz after viewing the webinar.

Three tax, retirement and estate planning hidden gems

In this webinar, Peter Wouters, alongside Carl Presland, from Empire Life, will present how to position complex cases using life insurance-based solutions for young professionals, complex family dynamics and tax efficient investing for corporations. They will also demonstrate how leveraging specialists in tax, retirement and estate planning, can help add value to your client meetings and in turn, help grow your practice.

 

Join the Webinar:

Wednesday, March 22, 2023, at 1:00pm to 2:00pm ET 

This webinar will also be available in French on March 29th, 2023 1:00 pm to 2:00pm ET.

CE credits: Pending.

CE certificates will be provided by Investment Executive, not Empire Life. 

First Piece of Business Rule

We are pleased to announce that effective immediately, new advisors will no longer be required to have a first piece of business in order to submit contracting. Provided the advisor meets our criteria for contracting, a code will be issued and the advisor will then have 6 months to write business.