Not rendering correctly? View this email as a web page here.
Insurance & Investments
Simple. Fast. Easy.®
May 20, 2022
TRIIPSS EN-2021 (1)

Please join us for our next TRIIPSS Webinar!
The Hybrid Advisor: Marrying Technology with a Human Touch

Customers’ needs and expectations continue to be major drivers of change. Are they best met by technology or humans? Or a mix of both? Hybrid approaches are rapidly gaining traction and market share. Success will be measured by the customer’s experience in receiving value from their perspective. The hybrid advisor, marrying technology with a human touch, clearly has advantages and benefits for all parties: clients, companies and advisors.

This session covers a number of approaches and business practices dealing with advisor offerings aimed at providing value to the customer. It will include an update on industry trends and fact backed information on some of the forces impacting change and direction in the financial advisory business.

Date: May 24, 2022

Time: 2:00 pm to 3:15 pm ET

CE credits: Up to 1 credit

Replay: Access to replay will be provided after the webinar.

Register now!

Insight Insurance icon




Planned Giving Using Life Insurance NEW-1

Planned giving using life insurance

Leaving a legacy to benefit a favourite cause continues to be a topic of interest to aging individuals. A number of charities and charitable foundations view endowments as an important aspect of fundraising and long term planning.

For many years, life insurance has been used as a cost effective way to leave a legacy for the benefit of a charity. This isn’t a strategy just for the rich. A donor of modest means can leave a significant final bequest for comparatively little. Read more in this article.

Read more




Easily make beneficiary changes online through My Advisor Dashboard

Whether it's an insurance or Investment policy, you can easily make beneficiary changes online at anytime to avoid call wait times and manual signatures.

Simply login to My Advisor Dashboard, click on forms & applications in the top navigation and then e-signature forms and select the D-0017 Beneficiary designation form. Follow the steps and submit. Simple, fast and easy.

Login today

TRIIPSS EN-2021 (1)



Now available on demand:
Business Owners and Estate Planning - Is there a role for insurance-based solutions?

Protecting the business as the most important family asset is certainly top of mind. Sustainability is an opportunity to build a business that will stand the test of time.

This fast paced, thought-provoking session will explore various scenarios and test whether life insurance-based solutions can play a role in addressing issues and providing alternatives for advisors and their business clients. Attendees will walk away with hands-on questions to ask to get the conversation going with business owners and their families.

CE credit offer available until July 26, 2022.
A quiz will appear after the webinar has been viewed

Watch replay

Insight Investment icon


Look to our shining stars

Deliver stellar results to your clients with our disciplined, long term investment management approach that focuses on quality and downside protection.

Learn more


Now available!
Multi-Strategy investor Q1 Commentary

Dave Paterson, Portfolio Manager, shares insights on market action over the first quarter of 2022, a year that is certainly off to an interesting start with volatility rising in both equity and fixed income markets around the world. Inflation remains stubbornly high and central banks are now turning their attention towards fighting it. The market rally that started in March 2020 faced real headwinds in the first quarter as most equity markets ended in negative territory.

Stay up-to-date on Empire Life's Multi-Strategy portfolios with the Q1 Commentary for Investors.

Read the Quarterly Commentary

Get the holdings update



Financial Markets at-a-glance infographic now available for Q1

Looking for a high-level, visual way to explain the past quarter's market changes to your investors? The Financial Markets at a Glance infographic is the answer. It presents a brief overview of world events and their impact on global markets. Easily digestible bits of information are broken down by Canadian, US, global equities and fixed income using colourful graphics and symbols. Give your investors an at-a-glance view of what shaped markets here and abroad in the first quarter of 2022.

Download the infographic

9996078-Fixed IncomeUpdateEmail-EN-2022-04


Fixed income update: Navigating a sea of volatility in fixed income

2022 was a challenging start for most markets, but especially so for the fixed income market, which had its worst start in over 40 years. Albert Ngo, Senior Portfolio Manager and Ian Fung, Portfolio Manager, discuss inflation as the main driver of fixed income market volatility, its impact, the outlook for fixed income, and how they’ve been implementing various strategies in the fixed income portfolios.

Read Albert and Ian’s commentary to see how they are positioning Empire Life fixed income portfolios and believe that current headwinds may become tailwinds for fixed income.

Get the Commentary

INV-ContactUsForm_Cropped 350x365


Empire Life Preferred Pricing Management Fee Credit correction

Please note that a Management Fee Credit (MFC) calculation error occurred on GIF contracts that are householded as part of the GIF preferred Pricing program. This issue impacted the March 31, 2022 MFC calculations and impacted approximately 1000 contracts. The MFCs for
these contracts were either not processed or were processed for an incorrect amount. The error was corrected and the balance owing was applied to the contracts on April 27th,
retroactively effective to March 31st, 2022. The April 29th MFC calculation process was validated, and all contracts received the correct amounts. If you have any questions regarding this matter, please contact Customer Service at 1-800-561-1268.

Insight Corporate icon




Empire Life Annual Report

Our 2021 Annual Report is now available online. 


Read the report

fixed income page


Professional Titles

In Ontario, the Financial Services Regulatory Authority of Ontario (FSRA) recently announced that its proposed Financial Professionals Rule was approved by the Ontario Minister of Finance. Quebec has regulated professional titles since 1998 and Saskatchewan and New Brunswick are in the process of introducing similar frameworks. The reference document below provides a high-level summary of each regulator that has introduced or is in the process of introducing title protection rules.

Professional Titles Reference Document 



Best Practices

Distribution Practices is pleased to announce they have updated their Best Practices Handbook. The handbook is a compilation of rules, procedures and guidelines relating to distribution compliance and market conduct.

At Empire Life, we want to make sure that our distributors have the tools and knowledge to meet their requirements and conduct themselves appropriately.

The Best Practices Handbook can be found on the website under compliance.

Read more

Instagram TwitterFacebookLinkedin     Visit our blog

The Empire Life Insurance Company
259 King Street East, Kingston Ontario K7L 3A8
1 877 548-1881
8:30 am to 5:00 pm, EST weekdays

You are receiving this email as a valued distribution partner with Empire Life. For advisor use only.

®/™ Registered Trademark and Trademark of The Empire Life Insurance Company

Update your email preferences to choose the types of emails you receive.

Unsubscribe | View in Browser