Empire Life launches two new growth-focused segregated funds
Empire Life Global Growth GIF and Empire Life Canoe Global Equity GIF offer the return potential of growth investing with the insurance guarantees of segregated funds. Learn more about these two new funds:
More on growth investing: Historically, neither the growth nor value investing style has consistently outperformed the other. Typically, when one style is underperforming, the other is outperforming—you could say growth and value are two sides of the same coin when it comes to adding upside potential to a portfolio.
Learn more about growth and value investing with our informative Thought Leadership piece.
Offering your clients more permanent life insurance options with a NEW Term to 100 product and enhancements to Solution 100® from Empire Life
Term to 100 is competitively priced with an average LifeGuide ranking of 2 and focuses on both the family and business markets. This product works well with sales concepts such as Keyperson Insurance, Buy-Sell Agreements, and provides a competitive alternative to minimum funded Universal Life!
Solution 100 has been repriced with an average premium decrease of 2% and a First Year Commission (FYC) increase of 5%! Focused on both the family and business markets, this product works well for clients looking for guaranteed cash surrender values (CSV).
We have updated the Contingent Owner/Subrogated Policyholder provisions in the General Provisions of our life and health insurance contracts.
We have amended “GP16 - Control of Policy” to indicate that upon the death of an Owner who is not the Life Insured, if there is no named Contingent Owner/Subrogated Policyholder, the Owner will be the Estate of the deceased Owner, not the Life Insured.
Now available on replay: Small business owners and positioning life insurance policies
Transferring the interest in a life insurance policy happens often and it can seem complicated. Questions frequently arise around this topic, particularly in corporate situations. This session will cover the key elements of policy transfers between small business owners and their companies, including:
What happens with various scenarios involving the transfer of an interest in a life insurance policy.
Sample calculations, considerations and some opportunities for clients.
Attendees will explore these topics and come away better equipped to guide clients through the deliberations and decisions involved in transferring an interest in a life insurance policy.
CE credit offer available until January 16, 2024. A quiz will appear after the webinar has been viewed
Attend our informative Empire Life global growth webinar
Join host Paul Holba and David Mann to get more insights at our Empire Life global growth webinar and do a deeper dive into the new Empire Life Global Growth GIF. You’ll walk away with a better understanding of growth investing to leverage in your client discussions.
Host: Paul Holba, Senior Vice-President and Chief Investment Officer Speaker: David Mann, CFA, Senior Portfolio Manager
Date: November 7, 2023 Time: 11:30 a.m. - 12:30 p.m. ET
This webinar will be in English only. A French transcript will be made available.
Retail, Individual Underwriting: Focusing on All Requirements Received
Effective Monday, October 16th, 2023, we are implementing a change to the Retail, Individual Underwriting service levels and workflow structure that will allow us to focus on decisionable files, when the final requirement has been received in the Underwriting lifecycle.
This simplified reporting structure will reduce the Underwriting cycle time when all requirements are received on a file.
For pending business inquiries, please visit My Advisor Dashboard or contact our Customer Service team.