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title: "Empire Life Insight: New 2026 Level UP Rewards Bonus!"
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Also Inside: Enhancement to the Empire Life Fast & Full® Investments ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­    ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­  

| View in browser Navigate life with confidence Insurance & Investments  Français July 27, 2026 We are excited to announce the 2026 Level UP Rewards Bonus! Earn up to $550 when you submit between 4 and 7 life and health policies1 with the Level UP Rewards Bonus. Whether you are building your foundation or working toward long-term growth, this program recognizes your commitment to selling Empire Life life and health products that meet your clients’ needs.   Payouts follow a graduated progression up to a total of $550 in potential rewards: 4th Policy: $100 5th Policy: $125 6th Policy: $150 7th Policy: $175 (Totaling $550) Other highlights: ✅ Level UP Rewards transition to Growth & Loyalty Bonus Rewards at policy number eight.  ✅ You don’t have to choose between the Level UP Bonus and the Growth & Loyalty Bonus. ✅ Finish Strong: This program runs from January 1 to December 31, 2026, helping you maintain momentum all the way through year-end. Learn more  1Solution Series®, Term to 100, Guaranteed Life Protect®, CI Protect®, CI Protect Plus®, Empire Life Disability Credit Protect®, EstateMax®, Optimax Wealth® and Advisor-Assisted Simplified 10 and 20, available through select distribution channels and associated additional benefits.  QUICK LINKS   Fast & Full® Life  \|  Fast & Full® Investments  \|  Retirement & Savings Tool \| Fund Prices & Performance  \|  My Advisor Dashboard  \|   eVision Investment IllustratorTM  \|  eVision Insurance IllustratorTM Enhancement to Fast & Full® Investments Great news for advisors! Empire Life Fast & Full® Investments e-application is now even more flexible; up to 10 investment options can now be added when applying for a segregated fund contract. Learn more 2026 semi-annual client statements now available on MyEmpire® If your clients opted for eStatements, they received this email on July 20 asking them to log in to MyEmpire® to download their statements. To view the individual account statements, please visit My Advisor Dashboard.   Printed statements will continue to be mailed for the next week. Bulk Investment statements will be available by the end of this week. Reminder: Total Cost Reporting (TCR) changes The 2026 semi-annual client statements will include this letter explaining upcoming changes to their December 2026 year-end statements, including a new look for their statements and enhanced fee disclosure based on regulatory changes under Total Cost Reporting (TCR). Log in to My Advisor Dashboard Watch our new video to help you confidently use the Empire Life RDSP Illustrator We created a short video highlighting the key features and benefits of the Empire Life Registered Disability Savings Plan (RDSP) Illustrator. This tool is designed to help you clearly demonstrate the value of RDSPs to clients and confidently illustrate long-term financial planning scenarios. Watch the video Try it now Please join us for our next TRIIPSS Webinar: Corporate-Owned Segregated Funds: Strategies, Tax and Estate Planning When managing corporate surplus cash, business owners face a delicate balancing act: maximizing investment growth while protecting their capital from market volatility and high corporate tax rates. This upcoming session explores how to use segregated funds effectively for your business clients. We will cover flow-through tax structures, Capital Dividend Account (CDA) optimization, and how to precisely structure ownership to avoid punitive shareholder benefit traps.   📅 Date: Tuesday, July 28, 2026 🕑 Time: 2:00 p.m. ET   This webinar is also available in French on Wednesday, July 29, 2026 at 10:00 a.m. ET CE credits: Pending Register now BLOG: Did you know Homebuyers can save up to 62%1 with Life Insurance instead of Mortgage life Insurance? Buying a home in Canada is expensive, with the average new mortgage loan reported at $360,597, up from $271,895 reported just 10 years prior2.   Keeping costs low and money in your clients' pocket can be challenging. One way to help them save is by helping them understand the types of mortgage life insurance and evaluating all of the options. For example, with Empire Life's Solution 25® Term Life Insurance instead of mortgage life insurance from the banks, your clients get greater flexibility and coverage for less. Read more 1 Savings percentage is based on the monthly premiums for Solution 25 vs. an average of the monthly premiums charged by the top 5 banks for mortgage life insurance. Solution 25 premiums are guaranteed not to change for 25 years if paid when due. 2 The average cost of the top five banks’ mortgage life insurance premium, including 8% PST in Ontario, is the average of the monthly premium of mortgage life insurance offered by Scotiabank ($103.95), BMO ($90.72), TD Canada Trust ($86.13), RBC ($60.48), and CIBC ($90.72) for the same individual obtaining a $400,000 mortgage as determined by Empire Life in a survey conducted March 2026. Premiums for mortgage life insurance stay the same, but the amount of coverage decreases as your mortgage balance decreases. Term life insurance and mortgage life insurance have different features and eligibility requirements. Unlock more value for your affluent clients When working with affluent and corporate clients, traditional investments can present tax inefficiencies and exposure to market volatility.   Empire Life Participating Account delivered an average return of 6.85% over the last 30 years with smaller standard deviation than S&P/TSX Composite Total Return Index. Read the account summary.   Repositioning a portion of their funds into permanent participating life insurance creates a strategic, non-correlated asset class to help: shelter growth minimize tax exposure maximize overall estate value. Complex structures, such as corporate asset repositioning and wealth transfers, require sophisticated execution.You don't have to navigate this alone. Read PAR Account Summary Q1 2026 Video: How our team can support you DBRS Morningstar has confirmed our ratings DBRS Morningstar has confirmed our ratings at A (high) thanks to our midsize position in the Canadian life insurance market, diversified earnings sources and well-capitalized position.  Read more For market insights, portfolio updates and product news, subscribe to our YouTube channel! For Advisor Use Only ® Empire Life and the Empire Life logo are registered trademarks of The Empire Life Insurance Company.    Policies are issued by The Empire Life Insurance Company. All other trademarks are the property of their respective owners. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a segregated fund is invested at the risk of the contract owner and may increase or decrease in value. Please read the information folder, contract and fund facts before investing.  Performance histories are not indicative of future performance.   Empire Life Investments Inc. is the Portfolio Manager of certain Empire Life segregated funds. Empire Life Investments Inc. is a wholly-owned subsidiary of The Empire Life Insurance Company. CONTACT US The Empire Life Insurance Company 259 King Street East, Kingston Ontario 1 877 548-1881 info@empire.ca 8:30 am to 5:00 pm, EST weekdays Visit our Blog · News & Updates   You are receiving this email as a valued distribution partner with Empire Life. For advisor use only. ®/™ Registered Trademark and Trademark of The Empire Life Insurance Company Se désabonner \|   Update your email preferences to choose the types of emails you receive.   Unsubscribe \| View in Browser The Empire Life Insurance Company   259 King Street East    Kingston  Ontario   K7L 3A8   Canada The Empire Life Insurance Company  |
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