Also inside: updates on the space economy and insurance bundling. ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­    ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­  
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Navigate life with confidence
Insurance & Investments 
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May 15, 2026

NEW

Estate Cost Comparison Tool

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Illustrate how segregated funds help offer a cost-effective transfer of your clients’ accumulated wealth to their loved ones

Designed to be simple, fast, and easy, the new Empire Life Estate Cost Comparison tool illustrates the potential saving of estate costs offered by segregated funds relative to mutual funds. Advisors can use the new tool to help clients understand the costs associated with settling an estate and where an appropriately structured segregated fund contract can help reduce them.

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Save now: Combine Life and Health insurance in one policy*

Planning for a client’s financial future is rarely about a single product. It’s about a strategy that adjusts as their life changes. Whether you work with young families stretching a budget or mature clients maximizing their estate transfer, the Empire Life Package Deal offers a smart way to bundle life and health coverage.

By combining multiple coverages (like term life insurance and critical illness insurance) under one policy, your clients benefit from:

  • Bundled Protection: Can help address short-term debts, long-term estate taxes, and unexpected medical expenses in one policy.
  • Extra Savings: Only one policy fee, multiple protections.
  • Flexibility: Empire Life offers flexible options to convert, exchange, carry over,  reduce coverage, or even "cash out" if your clients' needs change.

* Subject to business rules in effect at the time of request.

Learn about the Package Deal
Read Case Study: Young couple
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New tutorial: Three digital compliance tools available in Fast and Full for easy letter creation.

Did you know? Advisors can now prepare the following compliance requirements directly on our online platform:

  • Reason Why Letter

  • Advisor Disclosure Statement

  • Advisor Privacy Consent

Why watch this video? Discover how digital compliance is easier than ever with these new tools from Empire Life.

 

Save time: Find out how to prepare these letters within Fast and Full to help make your compliance process faster.

 

View tutorial - Digital compliance letters

This new tutorial helps you leverage the built-in compliance letter process in our online life and health insurance application. Ready to streamline your workflow and empower your practice?

Watch Digital Compliance Letters Tutorial
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New Commentary:

The Orbital Industrial Revolution

The anticipated SpaceX IPO, slated to be the largest in history, marks the definitive transition of the space sector from a government-funded niche into a high-volume commercial marketplace.

Space is no longer just a place for exploration—it's quickly becoming a critical solution for the resource and data constraints we're facing on Earth. Check out the full commentary at the link below to see why this could be the next major pillar of global infrastructure.

Read the commentary
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Please join us for our next TRIIPSS Webinar:

The triple threat for making a down payment on a house: How does the FHSA stand up?

The Income Tax Act offers three tax-advantaged methods for making home downpayments: the First Home Savings Account (FHSA), the RRSP Home Buyers’ Plan (HBP), and the Tax-Free Savings Account (TFSA).

This session positions the FHSA as the leading option for first-time Canadian homebuyers in 2026, highlighting its tax advantages—tax-deductible contributions, tax-free growth, and tax-free withdrawals with no repayment1. Using insights from CMHC and the CRA, we’ll show how to combine the FHSA, HBP and TFSA to potentially access over $110,000 ($220,000 for couples)2 in tax-efficient savings.

 

Date: Tuesday, May 26, 2026

Time: 2:00 p.m. ET  

This webinar is also available in French on Wednesday, May 27, 2026 at 10:00 a.m. ET

 

CE credits: pending

1 Funds must be used to purchase a qualifying home.

2 Assuming $40,000 of principal investment in the FHSA, $10,000 in growth on principal and HBP maximum withdrawal of $60,000.

Register now
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Look to our shining stars:
Our top-performing funds for April

Deliver stellar results to your clients with our disciplined, long term investment management approach that focuses on quality and downside protection.

Learn more
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New video: "Reason Why" letter

The “reason why” letter is one of the supporting elements of “The Approach”. Check out our new video on the “reason why” letter here.

Watch the video
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For Advisor Use Only

® Empire Life and the Empire Life logo are registered trademarks of The Empire Life Insurance Company. 
 

Policies are issued by The Empire Life Insurance Company.

All other trademarks are the property of their respective owners.

A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a segregated fund is invested at the risk of the contract owner and may increase or decrease in value. Please read the information folder, contract and fund facts before investing.  Performance histories are not indicative of future performance.

 

Empire Life Investments Inc. is the Portfolio Manager of certain Empire Life segregated funds. Empire Life Investments Inc. is a wholly-owned subsidiary of The Empire Life Insurance Company.

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The Empire Life Insurance Company
259 King Street East, Kingston Ontario
1 877 548-1881
info@empire.ca
8:30 am to 5:00 pm, EST weekdays
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The Empire Life Insurance Company   259 King Street East    Kingston  Ontario   K7L 3A8   Canada
The Empire Life Insurance Company