Illustrate how segregated funds help offer a cost-effective transfer of your clients’ accumulated wealth to their loved ones
Designed to be simple, fast, and easy, the new Empire Life Estate Cost Comparison tool illustrates the potential saving of estate costs offered by segregated funds relative to mutual funds. Advisors can use the new tool to help clients understand the costs associated with settling an estate and where an appropriately structured segregated fund contract can help reduce them.
Save now: Combine Life and Health insurance in one policy*
Planning for a client’s financial future is rarely about a single product. It’s about a strategy that adjusts as their life changes. Whether you work with young families stretching a budget or mature clients maximizing their estate transfer, the Empire Life Package Deal offers a smart way to bundle life and health coverage.
By combining multiple coverages (like term life insurance and critical illness insurance) under one policy, your clients benefit from:
Bundled Protection: Can help address short-term debts, long-term estate taxes, and unexpected medical expenses in one policy.
Extra Savings: Only one policy fee, multiple protections.
Flexibility: Empire Life offers flexible options to convert, exchange, carry over, reduce coverage, or even "cash out" if your clients' needs change.
* Subject to business rules in effect at the time of request.
This new tutorial helps you leverage the built-in compliance letter process in our online life and health insurance application. Ready to streamline your workflow and empower your practice?
The anticipated SpaceX IPO, slated to be the largest in history, marks the definitive transition of the space sector from a government-funded niche into a high-volume commercial marketplace.
Space is no longer just a place for exploration—it's quickly becoming a critical solution for the resource and data constraints we're facing on Earth. Check out the full commentary at the link below to see why this could be the next major pillar of global infrastructure.
The triple threat for making a down payment on a house: How does the FHSA stand up?
The Income Tax Act offers three tax-advantaged methods for making home downpayments: the First Home Savings Account (FHSA), the RRSP Home Buyers’ Plan (HBP), and the Tax-Free Savings Account (TFSA).
This session positions the FHSA as the leading option for first-time Canadian homebuyers in 2026, highlighting its tax advantages—tax-deductible contributions, tax-free growth, and tax-free withdrawals with no repayment1. Using insights from CMHC and the CRA, we’ll show how to combine the FHSA, HBP and TFSA to potentially access over $110,000 ($220,000 for couples)2 in tax-efficient savings.
Date: Tuesday, May 26, 2026
Time: 2:00 p.m. ET
This webinar is also available in French on Wednesday, May 27, 2026 at 10:00 a.m. ET
CE credits: pending
1 Funds must be used to purchase a qualifying home.
2 Assuming $40,000 of principal investment in the FHSA, $10,000 in growth on principal and HBP maximum withdrawal of $60,000.
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® Empire Life and the Empire Life logo are registered trademarks of The Empire Life Insurance Company.
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A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a segregated fund is invested at the risk of the contract owner and may increase or decrease in value. Please read the information folder, contract and fund facts before investing. Performance histories are not indicative of future performance.
Empire Life Investments Inc. is the Portfolio Manager of certain Empire Life segregated funds. Empire Life Investments Inc. is a wholly-owned subsidiary of The Empire Life Insurance Company.
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