New: Total cost reporting resources to help you manage the transition
With the Total Cost Reporting (TCR) rule changes in effect as of this year, we want to ensure you have the tools you need to explain these changes and the value of segregated funds to your clients.
While the costs associated with segregated funds aren't new, clients will now see a clearer breakdown of these fees starting with their December 2026 statements. To support you during this transition, we've created a TCR Advisor Resource Page to reinforce the value of the professional advice and protection Empire Life segregated funds provide.
We've also updated our Empire Life GIF client pieces to emphasize the features and benefits, including the maturity and death benefit guarantees and death benefit resets:
Are you getting the support you deserve for your $10,000+ cases?
Empire Life offers free tax and estate planning support and priority processing at lower annual premiums than most carriers.
In this quick video update, Mike Stocks (VP & CMO) and Mitchell Singer (Director of Tax Retirement and Estate Planning) break down our VIP Service:
Priority Underwriting: Direct access to senior team oversight to move your large cases to the front of the line.
Expert Consultations: Free tax and estate planning support for you and your clients—a value-add most carriers don't offer at $10,000 in annual premium.
Priority processing: Dedicated case managers help ensure expedited processing and personalized support.
We are thrilled to share that the 2025 Growth & Loyalty Bonus was paid via direct deposit on February 25, 2026.
Along with the bonus payout, eligible advisors receive a letter detailing how their bonus was calculated and their Program Start Year for 2026, based on 2025 results.
Registered Disability Savings Plan – Client Brochure
Empire Life’s RDSP Client Brochure provides a high-level overview of RDSPs, including 2026 income rates. Show it to your existing clients as an introduction to RDSPs and send or even mail it to prospects, as it’s available as a printed piece.
Locked-in retirement accounts (LIRAs) are often misunderstood, yet they play an important role in retirement income planning when clients leave an employer, go through a marital breakdown, or receive pension assets as a survivor. This webinar explains how LIRAs work, how they differ from RRSPs, and the rules around access, withdrawals, and conversion at retirement.
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Policies are issued by The Empire Life Insurance Company.
All other trademarks are the property of their respective owners.
A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a segregated fund is invested at the risk of the contract owner and may increase or decrease in value. Please read the information folder, contract and fund facts before investing. Performance histories are not indicative of future performance.
Empire Life Investments Inc. is the Portfolio Manager of certain Empire Life segregated funds. Empire Life Investments Inc. is a wholly-owned subsidiary of The Empire Life Insurance Company.
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