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Empire Life GIF Growth Commission Bonus program

Extended for 2022, earn a commission bonus for actively promoting the value of Empire Life
Guaranteed Investment Funds (GIF)1 to new and existing clients.

CALENDAR The growth commission bonus is available on deposits made between
January 1 to December 31, 2022.

How does the Empire Life GIF Growth Commission Bonus program work?

100% of the growth commission bonus is payable directly to advisors to reward them for growing their GIF business and providing outstanding in-force service to existing Empire Life GIF clients. The program rewards successful advisors in two ways:

    1. GIF Deposit Bonus Rate – A commission bonus is payable based on GIF gross deposits.
    2. Net Growth Bonus Factor – The GIF Deposit Bonus Rate is multiplied by the Net Growth Bonus Factor to determine the total GIF Growth Commission Bonus.

Empire Life GIF Growth Commission Bonus program details and eligibility2

Eligible products GIF 75/75, GIF 75/100, GIF 100/100
Purchase fee options Front End Load (FEL)
Low Load (LL)
Deferred Sales Charge (DSC)
No Load (NL) – Advisor Charge Back
F-Class (Nominee Only)3
Advisor eligibility Must have more than $100,000 in gross GIF deposits
for 2022
Payment date January 2023

Download the flyer to learn more


Talk to your Empire Life sales representative today for details.


1 Segregated Fund contracts are issued by The Empire Life Insurance Company (“Empire Life”). A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a segregated fund is invested at the risk of the contract owner and may increase or decrease in value. Please read the information folder, contract and fund facts before investing.

2 The campaign will pay an extra commission on all eligible deposits received and processed into Empire Life Guaranteed Investment Funds contracts - GIF 75/75, GIF 75/100 and GIF 100/100 from January 1, 2022 at 12:01 a.m. (ET) to December 30, 2022 at 4:00 p.m. (ET). All existing recurring Pre-Authorized Debits (PADs) as of January 1, 2022 will receive the GIF commission bonus.

3 Any commissions in a F-Class contract are negotiated by the client and the advisor/dealer and are paid by the client directly. 

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The Empire Life Insurance Company
259 King Street East, Kingston Ontario
1 877 548-1881
8:30 am to 5:00 pm, EST weekdays

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