- 4% Annual Income Base Bonus2 builds income potential – not pro-rated!
- Unique Lifetime Withdrawal Amount (LWA) payout rates for each age,3 including
a 4% LWA at age 65
- Annual Automatic Income Resets mean client’s income may be bumped up
- Lower insurance fees and total cost4
- Death Benefit Guarantee5 and Income Base reset automatically every 3 years
- Potential for higher growth with up to 80% equity exposure
Have a client that owns Class Plus 2.1?
Class Plus 2.1 clients are also eligible for the Income Base Bonus - not pro-rated! Take advantage of the Class Plus 2.1 2021 deposit maximum of $25,000 before December 31, 2021.
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To find out more, contact your Empire Life sales representative today.
FOR ADVISOR USE ONLY
1 Making an Excess Withdrawal may decrease the guaranteed retirement income for life amount. 2 The Income Base Bonus is credited in years that there are no withdrawals from Class Plus 3.0 for the first 20 calendar years you own Class Plus 3.0. It is a notional amount and has no cash value. 3 Available from ages 55 to 80. 4 Compared to Empire Life Class Plus 2.1. 5 Up to and including Annuitant’s 80th birthday.
Policies are issued by The Empire Life Insurance Company. A description of the key features of the individual variable insurance contract is contained in the Class Plus 3.0 Information Folder. Any amount that is allocated to a Segregated Fund is invested at the risk of the contract owner and may increase or decrease in value.