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Empire Life
Insurance & Investments
Simple. Fast. Easy.®

CP3-Gift-2020-11-EN-2

  • 4% Annual Income Base Bonus2 builds income potential – not pro-rated!
  • Unique Lifetime Withdrawal Amount (LWA) payout rates for each age,3 including
    a 4% LWA at age 65
  • Annual Automatic Income Resets mean client’s income may be bumped up
  • Lower insurance fees and total cost4
  • Death Benefit Guarantee5 and Income Base reset automatically every 3 years
  • Potential for higher growth with up to 80% equity exposure

Go to Class Plus 3.0 sales resource

Have a client that owns Class Plus 2.1?
Class Plus 2.1 clients are also eligible for the Income Base Bonus - not pro-rated!
Take advantage of the Class Plus 2.1 2021 deposit maximum of $25,000 before
December 31, 2021.

To find out more, contact your Empire Life sales representative today.


FOR ADVISOR USE ONLY
1
Making an Excess Withdrawal may decrease the guaranteed retirement income for life amount. 2 The Income Base Bonus is credited in years that there are no withdrawals from Class Plus 3.0 for the first 20 calendar years you own Class Plus 3.0. It is a notional amount and has no cash value. 3 Available from ages 55 to 80. 4 Compared to Empire Life Class Plus 2.1. 5 Up to and including Annuitant’s 80th birthday. 

Policies are issued by The Empire Life Insurance Company. A description of the key features of the individual variable insurance contract is contained in the Class Plus 3.0 Information Folder. Any amount that is allocated to a Segregated Fund is invested at the risk of the contract owner and may increase or decrease in value.

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The Empire Life Insurance Company
259 King Street East, Kingston Ontario
1 877 548-1881
info@empire.ca
8:30 am to 5:00 pm, EST weekdays

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