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Expand your earning potential and earn bonus commissions when making sales with Empire Life in 2022!

GIFs Bonus-Hub

Get rewarded for growth with Empire Life Guaranteed Investment Funds!

Earn a commission bonus for actively promoting the value of Empire Life Guaranteed Investment Funds (GIF)1 to new and existing clients! The growth commission bonus is available on deposits made between January 1 to December 31, 2022.2 

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Give your clients guaranteed retirement income for life
with Class Plus 3.0

Class Plus 3-Hub

Class Plus 3.0 - Guaranteed Retirement Income for Life

9 in 10 pre-retirees want guaranteed income for life – it’s the number one feature they want in a financial product.3 Class Plus 3.0 is a Guaranteed Withdrawal Benefit product. When your clients invest in Class Plus 3.0, they are guaranteed to receive a predictable monthly income that is guaranteed for as long as they live.4 It is always protected from market downturns and it will continue even if the value of their investment goes to zero.

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Go deeper into sequence of returns with our STEPUP series.

Sequence of returns risk - When order leads to disorder:
In our first segment, "The risk of longevity", find out what the top investor concerns are as they approach retirement and some key risks that impact how long savings and income streams may last.


Part 1: The risk of longevity

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Part 2: Rate of return and
impact on accumulation vs. withdrawal periods

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Part 3: When did you get on
the rate of return cycle?

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Part 4: What is a Guaranteed Minimum Withdrawal Benefit (GMWB)?

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Part 5: Investor behaviour

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Part 6: Calculating guaranteed
retirement income

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Part 7: Protective features,
benefits & advantages

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We all have goals and dreams but not everyone knows how to plan to achieve them. Here are some strategies and tools to help you get started.

HUB-RetirementSavingsToolRetirement and savings tool
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Insured annuity

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Corporate insured annuity

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Advantages of non-registered
insurance based investments

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Pension income splitting

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How long will my money last?

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Class Plus 3.0 Illustrator

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Enrich your knowledge and earn CE Credits when you watch our TRIIPSS webinar series.

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Tax, Retirement, Investments & Insurance Planning Strategies and Solutions

Check out these on demand webinars to help your clients with their tax, retirement and estate planning needs. Register to watch online, answer the quiz and earn CE Credits.



10 more key tax issues and opportunities for investment clients and advisors

Join the Tax, Retirement and Estate Planning Services team as they cover 10 key tax issues and opportunities for investment clients and advisors. In this session advisors will learn strategies that will help them get started in the right direction for their practice and strengthen their clients’ financial well-being. CE credit offer available until May 24, 2022.

Register & Watch 



Estate Planning for the Blended Family

Through a series of scenarios dealing with the blended family, advisors will learn strategies using life insurance to assist clients in blended families navigate various tax and estate planning issues. CE credit offer available until
April 20, 2022.

Register & Watch 



Intergenerational wealth transfer and life insurance for kids

This session covers some of the important factors that impact where wealth goes, who the decision makers are and how values can be expressed as part of the things that are passed down to heirs. Through a series of case studies advisors will learn strategies using life insurance for kids to help aging clients in the establishment of the estate and tax planning process. CE credit offer available until March 16, 2022.

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Here are some additional business building resources to help you grow your practice: 



If you have any questions, please contact your Account Executive or call our Sales Centre Team at 1 866 894-6182 or by email at

1 Segregated Fund contracts are issued by The Empire Life Insurance Company (“Empire Life”). A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a segregated fund is invested at the risk of the contract owner and may increase or decrease in value. Please read the information folder, contract and fund facts before investing.
2 The campaign will pay a commission bonus on all eligible deposits received and processed into Empire Life Guaranteed Investment Funds contracts - GIF 75/75, GIF 75/100 and GIF 100/100 from January 1, 2022 at 12:01 a.m. (ET) to December 31, 2022 at 4:00 p.m. (ET). All existing recurring Pre-Authorized Debits (PADs) as of January 1, 2022 are eligible for the commission bonus.
3 Designing retirement schemes Canadians want. CAAT pension plan. April 2017.
4 Making an Excess Withdrawal may decrease the guaranteed retirement income for life amount.


The information contained herein is for general information purposes only and is not to be construed as providing legal, tax, financial or professional advice. The Empire Life Insurance Company assumes no responsibility for any reliance made on or misuse or omissions of the information contained in this document. Please seek professional advice before making any decision.

The Empire Life Insurance Company, 259 King St. E. Kingston, Ontario, 1 877 548-1881.

© 2001 - 2022 The Empire Life Insurance Company All Rights Reserved.