Bring balance and resiliency to your clients' portfolios

with Empire Life Fixed Income Funds

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Fixed income has traditionally played a critical role in diversified portfolios, generating steady income while preserving capital and providing a hedge against equity risk. These benefits are particularly evident during periods of market uncertainty. Empire Life fixed income segregated funds can help address the low interest rates and high market volatility of today.

Help your clients build a resilient, diversified and balanced portfolio that is both dynamic and active. Check out these brochures and investment commentaries below!

Discover how fixed income funds can help address the low rates and high volatility of today’s markets!

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GIF Promotion

Until December 31, 2021, earn a commission bonus for actively promoting the value of
Empire Life
Guaranteed Investment Funds (GIF).1
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Client-friendly Flyer

Discover how fixed income funds can bring balance and resiliency to your client’s portfolio.

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Income Solutions

Looking to build an income strategy for your clients? Look no further, we have solutions!

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A businessman next to the text “From the desk of Ian Hardacre, MBA, CFA”

 

From the desk of the CIO: Moving up the quality scale.

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What a credit downgrade means for Canada.

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The effect of COVID-19 on the corporate bond market.

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Empire Life
Bond GIF2

Focuses on Canadian investment grade fixed
income securities.
 

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Empire Life
Short Term High
Income GIF

Focuses on fixed income securities with an emphasis on short term, higher-yielding corporate bonds.

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Empire Life
Strategic Corporate
Bond GIF

Focuses on North American fixed income securities issued
by corporations.
 

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Empire Life fixed income funds are offered in our Guaranteed Investment Fund policies.
Here are some GIF highlights:

  • Choice of death benefit and maturity guarantees with 75/75, 75/100 and 100/100 - all offer:

    • Automatic annual death benefit resets to age 80

    • Potential for higher growth with up to 100% equity exposure available

  • 100%3 death benefit guarantee on deposits made to age 90 on 75/100 & 100/100 series

  • Diversified investment choices ranging from fixed income to 100% equity, including our tactically managed Emblem GIF Portfolios and Multi-Strategy GIFs

  • GIF Preferred Pricing starting at $500,000 per household
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  • Purchase options of Front End, Low Load, No Load, DSC and Fee For Service

Learn more about our Guaranteed Investment Funds

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Fixed Income Investment Process
When selecting fixed income investments, we employ an active, multi-strategy approach.
Learn more about our process

Canadian Fixed Income and Balanced
Empire Life Income GIF2
Empire Life Monthly Income GIF

Canadian Fixed Income and Balanced – Portfolios
Empire Life Emblem Diversified Income Portfolio GIF
Empire Life Emblem Conservative Portfolio GIF
Empire Life Emblem Balanced Portfolio GIF

Global Fixed Income and Balanced – Portfolios
Empire Life Emblem Global Conservative Portfolio GIF
Empire Life Emblem Global Balanced Portfolio GIF
Empire Life Multi-Strategy Global Conservative Portfolio GIF
Empire Life Multi-Strategy Global Balanced Portfolio GIF

1 The campaign will pay an extra commission on all eligible deposits received and processed into Empire Life Guaranteed Investment Funds contracts - GIF 75/75, GIF 75/100 and GIF 100/100 from January 1, 2021 at 12:01 a.m. (ET) to December 31, 2021 at 4:00 p.m. (ET). All existing and recurring Pre-Authorized Debits (PADs) as of January 1, 2021 will receive the GIF digital commission bonus.

2 This is the marketing name for the fund. The fund’s legal name excludes “Empire Life” and “GIF” and includes “Fund” at the end of its name.

3 100% of deposits if policy issued before annuitant’s 80th birthday, otherwise 75% of deposits..

A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Segregated Fund is invested at the risk of the contract owner and may increase or decrease in value. Please read the information folder, contract and fund facts
before investing.

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CONTACT US

The Empire Life Insurance Company
259 King St. E. Kingston, Ontario K7L 3A8
1 877 548-1881
info@empire.ca
8:30 a.m. to 5:00 p.m. EST, weekdays

®Registered Trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.