Fixed income has traditionally played a critical role in diversified portfolios, generating steady income while preserving capital and providing a hedge against equity risk. These benefits are particularly evident during periods of market uncertainty. Empire Life fixed income segregated funds can help address the low interest rates and high market volatility of today.
Help your clients build a resilient, diversified and balanced portfolio that is both dynamic and active. Check out these brochures and investment commentaries below!
Choice of death benefit and maturity guarantees with 75/75, 75/100 and 100/100 - all offer:
Automatic annual death benefit resets to age 80
Potential for higher growth with up to 100% equity exposure available
100%3 death benefit guarantee on deposits made to age 90 on 75/100 & 100/100 series
Diversified investment choices ranging from fixed income to 100% equity, including our tactically managed Emblem GIF Portfolios and Multi-Strategy GIFs
GIF Preferred Pricing starting at $500,000 per household
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Purchase options of Front End, Low Load, No Load, DSC and Fee For Service
Fixed Income Investment Process
When selecting fixed income investments, we employ an active, multi-strategy approach.
Learn more about our process
Canadian Fixed Income and Balanced – Portfolios
Empire Life Emblem Diversified Income Portfolio GIF
Empire Life Emblem Conservative Portfolio GIF
Empire Life Emblem Balanced Portfolio GIF
Global Fixed Income and Balanced – Portfolios
Empire Life Emblem Global Conservative Portfolio GIF
Empire Life Emblem Global Balanced Portfolio GIF
Empire Life Multi-Strategy Global Conservative Portfolio GIF
Empire Life Multi-Strategy Global Balanced Portfolio GIF
1 The campaign will pay an extra commission on all eligible deposits received and processed into Empire Life Guaranteed Investment Funds contracts - GIF 75/75, GIF 75/100 and GIF 100/100 from September 1, 2020 at 12:01 a.m. (ET) to December 31, 2020 at 4:00 p.m. (ET). All existing and recurring Pre-Authorized Debits (PADs) as of September 1, 2020 will receive the GIF digital commission bonus. See Information Circular 2020-26 for full details on the calculation and payment of bonus commissions.
2 This is the marketing name for the fund. The fund’s legal name excludes “Empire Life” and “GIF” and includes “Fund” at the end of its name.
3 100% of deposits if policy issued before annuitant’s 80th birthday, otherwise 75% of deposits..
A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Segregated Fund is invested at the risk of the contract owner and may increase or decrease in value.
The Empire Life Insurance Company
259 King St. E. Kingston, Ontario K7L 3A8
1 877 548-1881
8:30 a.m. to 5:00 p.m. EST, weekdays
®Registered Trademark of The Empire Life Insurance Company. Policies are issued by The Empire Life Insurance Company.