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FF back-date feature - January 2022 Banner EN-1

We are pleased to introduce a new enhancement to the Fast & Full Life App that could save your clients money!


Beginning January 18, 2022, the Policy Date for a new Fast & Full life application can be backdated by up to 6 months for life coverages and up to 3 months for critical illness coverages to save age and potentially take advantage of a more favourable rate band as compared to the attained age at the time of issue.

There is a new question, in the Client Information section (see below) that enables backdating by simply answering "Yes" and specifying a new date:

Policy Date Question EN

Making this feature consistent with the experience of our Envision desktop illustrator has been one of the most frequently requested enhancements by Fast & Full Life users over the years. We are very pleased to kick off 2022 by bringing it to you and your clients in Fast & Full!

Start a Fast & Full application


The BIGGER eBundle Bonus is extended until March 31, 2022!

insight-ebundle-dec-2021Keep earning 15% or 20% more FYC1 until March 31, 2022, as compared to paper applications, by submitting new Life and Health insurance applications using the Fast & Full Life App when clients select the Electronic Health Questionnaire and the eContract Delivery options.

Contracts are issued 5X FASTER2 on average; it’s more convenient and can earn even more bonus commission!

Learn more

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1 The additional FYC qualifies for bonuses. Available on all life and health insurance products in contracts issued based on applications submitted using the Fast & Full Life App. This promotion can be withdrawn by Empire Life at any time.
2 Median time to issue contracts based on Fast & Full Life Application vs. paper application that use eHQ, are “auto-approved”, eContract delivery is selected and owner(s) and life insured(s) validate email addresses when application is signed. Empire data on file from December 1 to December 15, 2021.


The information in this document is for general information purposes only and is subject to change without prior notice. Empire Life assumes no responsibility for any reliance made on or any inaccuracy in the information contained in this document.

Policies are issued by The Empire Life Insurance Company.


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The Empire Life Insurance Company
259 King Street East, Kingston Ontario K7L 3A8
1 877 548-1881
8:30 am to 5:00 pm, EST weekdays

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