1 Cases that are approved without a referral to underwriting 2 Time to issue contracts based on Fast & Full Life Application that use eHQ, are “auto-approved”, eContract delivery is selected and owner(s) and life insured(s) validate email addresses when application is signed. Empire data on file from January 1 to 15, 2022 3 Cash Value Savings are a portion of paid premiums for Whole Life Insurance that is set aside by the company for investments. These funds may be accessed through a policy loan (standard interest rates will apply) or by surrendering all or part of the policy. Any portion surrendered will reduce the Death Benefit accordingly. Any cash value withdrawn from the policy, if taxable, is taxed in the hands of the owner. Please see policy contract for more details. Withdrawals may reduce value, assuming payments are made; a policy loan carries more risk.
FOR ADVISOR USE ONLY. NOT FOR DISTRIBUTION TO THE PUBLIC.
The information in this document is for general information purposes only and is subject to change without prior notice. Empire Life assumes no responsibility for any reliance made on or any inaccuracy in the information contained in this document.
Policies are issued by The Empire Life Insurance Company.
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