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RRSP & TFSA Toolbox  
Build your business in 2023 with Empire Life's RRSP and TFSA resources 

Your Empire Life advisor toolbox gives you quick access to informative advisor and client approved resources that can help make the 2023 RRSP and TFSA season a success for you. 

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Make additional deposits online 
Have clients looking to make additional RRSP or TFSA contributions? You can make them online through your Empire Life advisor dashboard. 

Login today! 

chart-emp-Colour 502D7FEmpire Life RRSP Centre for advisors 
A Registered Retirement Savings Plan (RRSP) lets your clients build tax-deferred retirement savings. Our advisor RRSP Centre explains a range of investment solutions designed to meet your clients’ needs. 

Advisor RRSP Centre 

money-piggy-bank-emp_Colour 502D7FEmpire Life TFSA advisor page
A Tax-Free Savings Account (TFSA) has become a key component of many clients’ financial plans. This advisor page provides you with key facts and a range of eligible investment products. 

Advisor TFSA page 

Question Mark in Circle_V2RRSP vs TFSA. Which is best for your client? 
Clients often ask advisors whether they should invest in an RRSP or a TFSA. This document provides you with three scenarios, from a tax perspective, to discuss with clients when determining if an RRSP or TFSA is the best fit. 

View scenarios

money-cash-emp-Colour 502D7FRRSP, TFSA and Investments Loans 
Borrowing to fund RRSPs and TFSAs can help your clients build their wealth faster and more effectively. Get started today with information and applications at your fingertips within this web resource. 

Investment Loans  

2022 Calendar Icon-PH-Colour 502D7F (2023)2023 RRSP and TFSA details 
Find contribution deadlines and RRSP and TFSA facts here. 

2023 details

 

Resources for use with clients to explain RRSPs and TFSAs and the many investment options Empire Life provides to help clients reach their goals. 

Share the brochures and direct your clients to the web pages below to start retirement savings conversations. 
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Empire Life RRSP - Client page

Many Canadians rely on their own savings to fund the retirement lifestyle they want. A RRSP is one of the most tax-efficient ways for your clients to build tax-deferred retirement savings. This webpage resource explains how RRSPs work, key features and benefits and what happens when a client retires.  

Empire Life RRSP

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Not all RRSPs are the same - Client brochure  

Formatted to fit into a standard envelope this piece helps inform clients about RRSP taxation, spousal contributions, RRSP loans and the advantages of holding segregated funds1 in RRSPs. 

Download the brochure
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Empire Life TFSA - Client page 

A webpage resource that explains to clients how TFSAs work, and their features and benefits. 

Empire Life TFSA 

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Get your TFSA working for you - Client brochure 

TFSAs are one of the most popular saving and retirement accounts in Canada. They’re suitable for a wide range of goals such as buying a car, vacation, renovating or purchasing a home and even retirement. Everything your client earns in a TFSA is tax free!  

Download the brochure 
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Class Plus 3.0 RRSP video - Client video  

Setting a retirement goal is a good first step, but clients also need to consider the income they want in retirement and if they’ll have enough retirement savings to last. Follow along with this video as John, a father, enjoys time with his kids while considering how to fund his retirement so he’ll have retirement income for life. 

Watch the video   
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Retirement and savings tool - Client retirement calculator 

Helps clients understand how much income they can expect to receive in retirement, and estimate the future value of their retirement savings. This popular consumer tool also creates a personalized report that they can share with their advisor to get the conversation started.   

Retirement and savings tool 
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Retirement and savings library - Client page 

Clients can explore useful articles, guides and use tools to inform themselves with RRSP and TFSA know how.   

Retirement and savings library
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RRSP and leveraged loans - Client page 

Contributing to an RRSP is one of the most important strategies your clients can use to build wealth for a worry-free retirement. If your clients don't have the money today, an RRSP loan can help them stay on track.   

RRSP and leveraged loans

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Additional business building resources to help you grow your practice: 


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If you have any questions, please contact us at 1 877 548-1881
or by email at info@empire.ca.

1 Segregated Fund contracts are issued by The Empire Life Insurance Company (“Empire Life”). A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a segregated fund is invested at the risk of the contract owner and may increase or decrease in value. Please read the information folder, contract and fund facts before investing.

FOR ADVISOR USE ONLY

The information contained herein is for general information purposes only and is not to be construed as providing legal, tax, financial or professional advice. The Empire Life Insurance Company assumes no responsibility for any reliance made on or misuse or omissions of the information contained in this document. Please seek professional advice before making any decision.

The Empire Life Insurance Company, 259 King St. E. Kingston, Ontario, 1 877 548-1881.

© 2001 - 2023 The Empire Life Insurance Company All Rights Reserved.