^{FOR ADVISOR USE ONLY}

^{1 Canadian Individual Life Insurance Study, NMG Consulting, 2022.}

^{Contracts are issued by The Empire Life Insurance Company. The information in this document is for general information purposes only and is not to be construed as providing legal, tax, financial or professional advice.
The Empire Life Insurance Company assumes no responsibility for any reliance made on or misuse or omissions of the information contained in this document. Please seek professional advice before making any decision.}