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Beginning March 25, 2022, we are pleased to announce the introduction of a streamlined COVID-19 question set for both adult and juvenile life insureds in both the Fast & Full™ Life (eHQ and PHI), Health and paper applications.  

The result is a simpler, shorter process that increases the probability of auto approved1 life applications when using the Fast & Full Life Application.

This enhancement is part of our commitment to increase underwriting approvals and improve policy issue times for fully underwritten life and health insurance applications. The new COVID-19 question set will also be available on paper applications.


 Benefits of the new COVID-19 question set on Fast & Full include:

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Saving time with 50% fewer questions to ask!
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Greater potential for auto approved1applications!
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Straight forward process in plain language for clients!

For details including the underwriting handling of in-progress applications and a full list of changes, please see the Information Circular.

Information Circular


The BIGGER eBundle Bonus is extended until June 30, 2022!

GettyImages-79671107Keep earning 15% or 20% more FYC2 until June 30, 2022, as compared to paper applications, by submitting new Life and Health insurance applications using the Fast & Full Life App when clients select the Electronic Health Questionnaire and the eContract Delivery options.

Contracts are issued 5X FASTER3 on average; it’s more convenient and can earn even more bonus commission!

Learn more

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1 Cases that are approved without a referral to underwriting.
2 The additional FYC qualifies for bonuses. Available on all life and health insurance products in contracts issued based on applications submitted using the Fast & Full Life App. This promotion can be withdrawn by Empire Life at any time.
3 Time to issue contracts based on Fast & Full Life Application that use eHQ, are “auto-approved”, eContract delivery is selected and owner(s) and life insured(s) validate email addresses when application is signed. Empire data on file from January 1 to 15, 2022.


The information in this document is for general information purposes only and is subject to change without prior notice. Empire Life assumes no responsibility for any reliance made on or any inaccuracy in the information contained in this document.

Policies are issued by The Empire Life Insurance Company.


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The Empire Life Insurance Company
259 King Street East, Kingston Ontario K7L 3A8
1 877 548-1881
info@empire.ca - www.empire.ca
8:30 am to 5:00 pm, EST weekdays

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